Does pre approved card offers do a hard pull on your CIBIL report?

[meliodas]

I see pre-approved credit card offers a lot these days, do they do a hard pull of your CIBIL report? If they do how much time should I give in-between before it starts affecting my credit score?

 

[luciferlucifer is verified member.]

I see pre-approved credit card offers a lot these days, do they do a hard pull of your CIBIL report? If they do how much time should I give in-between before it starts affecting my credit score?

most would do a pull

 

[ltf4ever]

I see pre-approved credit card offers a lot these days, do they do a hard pull of your CIBIL report? If they do how much time should I give in-between before it starts affecting my credit score?

if you go to paisabazaar app's faq, they mention that preapproved applications through 3rd parties (like paisabazaar, etc) doesnt result in hard enquiry. but i never verified it.

 

[gaman809]

why u guys asked so much questions about enquiry what will happen if 1-2 enquiry happen. seriously guys

 

[ltf4ever]

why u guys asked so much questions about enquiry what will happen if 1-2 enquiry happen. seriously guys

if enquiry is happening, we will limit ourselves to 1-2 applications only. if no enquiry, we can try applying for 8-10 cards without worry!
that's why we need to know.

 

[Seth]

I see pre-approved credit card offers a lot these days, do they do a hard pull of your CIBIL report? If they do how much time should I give in-between before it starts affecting my credit score?

Yes they do hard inquiry in CIBIL but it doesn't decrease score in my case.

As I got pre approved offer from paisa bazar for SBI Simply save recently and applied.

They didn't asked for any verification or income documents but they hitted my CIBIL.

But my cibil got increased by 10 points after activation of card.

This is my case , but impact may differ from person to person.

 

[roshancc]

Funny, IndusInd did a pull after I received my Pre Approved Card .