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Does this means pre approved axis credit card?

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rsongs

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i just want to know if these are pre approved axis bank credit cards?
I can also see an application in my name when i tracked starting from mlp
They are showing in apply->credit cards
I have an axis bank liberty account from approx 2 month
I am maintaining 1.5-1.7 lakh rupees in my account from last 2 months
I am attaching screenshots below. @TechnoFino
 

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rsongs said:
Now in my mobile banking->track service requests a new request for add on credit card application showing 😂😂i don’t even have existing credit card how can i have an add on..
Click to expand...
After that in how many days you got card? After physical visit I too see similar add on card request showing completed same day( I don't have any card!)
 
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I think its rejected but don’t know on what grounds..I dont even want to follow up now..i am fed up with axis.
In axis app it still shows in process..
 

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rsongs said:
I think its rejected but don’t know on what grounds..I dont even want to follow up now..i am fed up with axis.
In axis app it still shows in process..
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It says technical error!! Maybe some mismatch in numbers. You may try fresh application. It will allow you now. In my case guy who came to kyc told it is rejected due to negative rcu!! While telling he himself wondered how that can be and I had their card which I only closed. Few months they found rcu negative!!! I just dropped idea of getting great Axis Cards.
 
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Indrajeet100 said:
It says technical error!! Maybe some mismatch in numbers. You may try fresh application. It will allow you now. In my case guy who came to kyc told it is rejected due to negative rcu!! While telling he himself wondered how that can be and I had their card which I only closed. Few months they found rcu negative!!! I just dropped idea of getting great Axis Cards.
Click to expand...
ha ha .. good decision
 
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Indrajeet100 said:
It says technical error!! Maybe some mismatch in numbers. You may try fresh application. It will allow you now. In my case guy who came to kyc told it is rejected due to negative rcu!! While telling he himself wondered how that can be and I had their card which I only closed. Few months they found rcu negative!!! I just dropped idea of getting great Axis Cards.
Click to expand...
Okay i can try again but it still shows application in process in axis mobile app.So how can i initiate fresh application again?Any idea till when will it come?
 

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I have a 4 months old Axis Liberty Savings account with MAB of around Rs 50-70k. I don't have any axis cc. A preapproved cc offer is being shown on Axis app homepage in "just for you" section- "Enjoy a host of benefits on your preapproved Axis Credit card". Clicking on the banner shows 20 CC with "Credit Card limit upto 5,00,000".
I also got this reply on whatsapp while checking preapproved cc offers- "Congratulations!🎉 You are eligible for preapproved Credit Card with Credit Limit up to ₹ 500000. Apply Now:- https://axisbank.com/PreapprovedCC."
1. Is this really "preapproved"?
2. Will there be any vkyc or physical kyc?
3. Any chance of asking income docs?
4. I am planning to go for Airtel Mastercard. Will I get this card easily without any further documentation? Or should I go for any low variant like Neo LTF or Flipkart or Ace?
 

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ahtsham said:
I have a 4 months old Axis Liberty Savings account with MAB of around Rs 50-70k. I don't have any axis cc. A preapproved cc offer is being shown on Axis app homepage in "just for you" section- "Enjoy a host of benefits on your preapproved Axis Credit card". Clicking on the banner shows 20 CC with "Credit Card limit upto 5,00,000".
I also got this reply on whatsapp while checking preapproved cc offers- "Congratulations!🎉 You are eligible for preapproved Credit Card with Credit Limit up to ₹ 500000. Apply Now:- https://axisbank.com/PreapprovedCC."
1. Is this really "preapproved"?
2. Will there be any vkyc or physical kyc?
3. Any chance of asking income docs?
4. I am planning to go for Airtel Mastercard. Will I get this card easily without any further documentation? Or should I go for any low variant like Neo LTF or Flipkart or Ace?
Click to expand...
Neo would be a great addition but if your spend patterns favor axis airtel go for it.
 
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ahtsham said:
I have a 4 months old Axis Liberty Savings account with MAB of around Rs 50-70k. I don't have any axis cc. A preapproved cc offer is being shown on Axis app homepage in "just for you" section- "Enjoy a host of benefits on your preapproved Axis Credit card". Clicking on the banner shows 20 CC with "Credit Card limit upto 5,00,000".
I also got this reply on whatsapp while checking preapproved cc offers- "Congratulations!🎉 You are eligible for preapproved Credit Card with Credit Limit up to ₹ 500000. Apply Now:- https://axisbank.com/PreapprovedCC."
1. Is this really "preapproved"?
2. Will there be any vkyc or physical kyc?
3. Any chance of asking income docs?
4. I am planning to go for Airtel Mastercard. Will I get this card easily without any further documentation? Or should I go for any low variant like Neo LTF or Flipkart or Ace?
Click to expand...
WHATEVER just go through all benefits of a card and apply for it
IMO most of the LTF cards always stays in the DRAWER
Go for paid <500 cards that benefits you more.
Even though i had option to choose pre approved AIRTEL CC i chose ACE due to lack of research. Now i REGRET for that action.
 
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