Does this means pre approved axis credit card?

[rsongs]

i just want to know if these are pre approved axis bank credit cards?
I can also see an application in my name when i tracked starting from mlp
They are showing in apply->credit cards
I have an axis bank liberty account from approx 2 month
I am maintaining 1.5-1.7 lakh rupees in my account from last 2 months
I am attaching screenshots below. @TechnoFino

 

[sauravkumar]

okay bro thanks.. i more which card is worth in all these?

Depends on your usage bro!!

I have taken Airtel one because I am using Airtel Black!!😄😄

 

[kuchbhi]

select rupay also in preference hehe

 

[rsongs]

i spend majorly online on online shopping,flight ,hotel booking etc.. so which one is recommended...?

 

[rsongs]

Btw thanks to all members for advice and support!..will update here..

 

[Fini7777]

i spend majorly online on online shopping,flight ,hotel booking etc.. so which one is recommended...?

If u use flpk take flipkart axis
Utility bills(airtel) : airtel axis
For other online shopping and instant disc: neo or ace

Ace has an edge over neo bcoz u can get extra 1.5% on sales on top of 10%
So, decide based on ur usage

 

[kuchbhi]

If u use flpk take flipkart axis
Utility bills(airtel) : airtel axis
For other online shopping and instant disc: neo or ace

Ace has an edge over neo bcoz u can get extra 1.5% on sales on top of 10%
So, decide based on ur usage

don't forget about grabdeals : )

 

[rsongs]

i am deciding in between flipkart and ace card?Would it be better if i take core card first(ace) or it does not have any impact on card limit or
future limit increase,second card etc.?Any advice?

 

[sauravkumar]

i am deciding in between flipkart and ace card?Would it be better if i take core card first(ace) or it does not have any impact on card limit or
future limit increase,second card etc.?Any advice?

Take Ace man...

Flipkart one itself was not useful in BBD!!

And you can refer our founder detailed thread which he has created a couple of days ago!!

 

[sauravkumar]

i spend majorly online on online shopping,flight ,hotel booking etc.. so which one is recommended...?

Refer this:

Thread 'Best Credit Cards 2024 (November 2024) | Category-wise Credit Card Recommendation By TechnoFino'

Nov 8, 2024

Hello TFCians,

We’ve updated our article, “Best Credit Cards 2024 | Category-wise Credit Card Recommendations by TechnoFino,” to reflect changes up to November 7, 2024. With less than two months until the start of 2025, I’ll be posting the "Best Credit Cards 2025" on January 1, 2025, with additional spending and lifestyle categories included.

In each category, I will be suggesting a range of credit cards, spanning from lifetime free options to luxurious ones, covering cashback, air miles, and reward points. Please peruse the complete list below and select the credit card that best...

• TechnoFino
• Replies: 31
• Forum: Credit Card - General

• 
• 
• 

 

[rsongs]

Refer this:

Thread 'Best Credit Cards 2024 (November 2024) | Category-wise Credit Card Recommendation By TechnoFino'

Nov 8, 2024

Hello TFCians,

We’ve updated our article, “Best Credit Cards 2024 | Category-wise Credit Card Recommendations by TechnoFino,” to reflect changes up to November 7, 2024. With less than two months until the start of 2025, I’ll be posting the "Best Credit Cards 2025" on January 1, 2025, with additional spending and lifestyle categories included.

In each category, I will be suggesting a range of credit cards, spanning from lifetime free options to luxurious ones, covering cashback, air miles, and reward points. Please peruse the complete list below and select the credit card that best...

• TechnoFino
• Replies: 31
• Forum: Credit Card - General

• 
• 
• 

Thankss.. it is very usefull.

 

[rsongs]

ok so.. i applied for ace and it just need my office address and otp.. after that i got case id starting with c1 dont know why i can see application reference starting with mlp in axis tracker even now.i also got message that an agent would come for residence adress proof..

 

[rsongs]

i got 2 messages in row after applying . 1 with application id:starting with mlp and other message withapplication/case id:starting with c1. @Fini7777 @sauravkumar

 

[CardSeeker]

i got 2 messages in row after applying . 1 with application id:starting with mlp and other message withapplication/case id:starting with c1. @Fini7777 @sauravkumar

It's not Pre-approved

 

[rsongs]

there is not even any hard enquiry till now

 

[ManojGowda]

I would have taken axis neo first since its ltf and after few days i would either add flipkar axis/axis atlas depending on my anout i can spend in an year on travel, hotels, etc..
So in future if my card becomes not very rewarding to me, i would simply close it but still keep the Neo as its LTF(reason: cibil and merchant offers)

 

[rsongs]

I would have taken axis neo first since its ltf and after few days i would either add flipkar axis/axis atlas depending on my anout i can spend in an year on travel, hotels, etc..
So in future if my card becomes not very rewarding to me, i would simply close it but still keep the Neo as its LTF(reason: cibil and merchant offers)

i took ace just because of 1.5 percent offline spends. i have hdfc swiggy for amazon/flipkart etc..

 

[kiwi195]

Did you have to enter your salary/income before you saw these offers?

 

[rsongs]

Did you have to enter your salary/income before you saw these offers?

Yes it asked me for monthly income and then offers

 

[Ak Singh]

I think it is not pre approved, but can be approved after documents collection. He will just to do physical kyc and done.

 

[alwayswin69]

i took ace just because of 1.5 percent offline spends. i have hdfc swiggy for amazon/flipkart etc..

Good decision to go for Ace, also don't forget their gpay tap n pay offer (valid till 30th nov but might extend further like before) which gives 10% cb no minimum amount and only has 3 categories excluded.. (works for fuel aswell between 400-4000 range 😉 )