Doubt regarding HDFC Credit card upgradation

[newsed]

Hello community!
I'm new here, and to the credit world. I have a salary account with HDFC Bank and have a Millennia debit card. I was recently offered HDFC MoneyBack+ credit card with Lifetime free option(without any condition) and 1.5 lakh credit limit, and I ordered for the card last day. I wish to know if activating this card will make me ineligible to get upgrade to Millenia credit card on the future with Lifetime free option. I had talked with some person from the bank over phone and they told me since I took this card, I will have the option to upgrade to Millenia in future, but it will never be lifetime free after that. If that is the case, then if I cancel this card and wait for new card offer for Millennia lifetime free, will that work and is that the only option?
Or will/might they offer upgrade to Millennia LTF in the future if I keep using this card for now?

 

[Deepak_Shetty]

Taking the Millennia then?

Yeah, hope they will make it as LTF in coming days. If they devaluate the card before LTF then situation becomes worse.

 

[ratheesh]

Yeah, hope they will make it as LTF in coming days. If they devaluate the card before LTF then situation becomes worse.

👍👍 Good luck bro.

 

[HumorSimpson]

4. 1% cash back for wallet loading and EMI transaction. (I have IDFC Wealth and Amazon pay ICCI card for wallet loading).

This is not lucrative anymore as wallet loading is chargeable at 2-3%.

 

[Deepak_Shetty]

This is not lucrative anymore as wallet loading is chargeable at 2-3%.

Is HDFC bank charging for wallet load?

 

[HumorSimpson]

Is HDFC bank charging for wallet load?

Paytm, mobikwik are charging CCs.

 

[Deepak_Shetty]

Paytm, mobikwik are charging CCs.

It's useful when there is a bug 🤣. Up to 1000 Rs wallet loading is free per month per Mobikwik account.