Earn Rewards while paying Credit Card bill

[GautamMKGarg]

Earlier, I used to pay credit card bills using the CRED app, Where I was receiving around ₹75 cashback per 50K bill payment. But the new reward system of CRED is useless to me. I could not find any good use of CRED points. They are now just paying ₹5-10 on bill payments. Can anyone suggest some good ways to pay credit card bills using which I can earn rewards/cashback?

 

[shuperman]

please refer the below threads:

Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card​

HDFC: Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month. A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card) IndusInd: The...

www.technofino.in

RBL Bank Signature+ Debit Card Benifits​

 

[GautamMKGarg]

please refer the below threads:

Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card​

HDFC: Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month. A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card) IndusInd: The...

www.technofino.in

RBL Bank Signature+ Debit Card Benifits​

This method does not seem to be working. In the HDFC Bill Pay portal, I can see the option to make payments only via Netbanking and UPI. I could not find an option to pay via Debit Card. Am I doing something wrong?

 

[shuperman]

This method does not seem to be working. In the HDFC Bill Pay portal, I can see the option to make payments only via Netbanking and UPI. I could not find an option to pay via Debit Card. Am I doing something wrong?

Its working for us.. there is detailed explanation of how to use the bill pay platform at the following link:

HDFC BillPay – Get 1% Cashback on Paying Your Credit Card Bill

HDFC Billpay is the smartest way to paying your credit card bill. You can get reward points & Cashbacks on paying through Credit Card.

cardinsider.com

 

[RupayMan]

You have to use Bill payments option, don't pay from Cards section.

 

[GautamMKGarg]

Thanks everyone for providing ways to pay credit card bills and earn rewards. HDFC bill pay method is for paying credit card bill of other banks (not HDFC). Do you have any suggestions for HDFC bank credit card bill payments also?

 

[4uziaul]

Thanks everyone for providing ways to pay credit card bills and earn rewards. HDFC bill pay method is for paying credit card bill of other banks (not HDFC). Do you have any suggestions for HDFC bank credit card bill payments also?

Use Mobikwik for HDFC credit card.

 

[GautamMKGarg]

Use Mobikwik for HDFC credit card.

Do I need to use any specific payment method while making credit card payment via Mobikwik? How much cashback/reward do they provide?

 

[4uziaul]

Do I need to use any specific payment method while making credit card payment via Mobikwik? How much cashback/reward do they provide?

Use the HDFC Platinum Debit Card and if you have full KYC and give them full access to email and SMS you get max 100 CB.

 

[nrb]

you can use cheq app to pay all CC bills to get 1% rewards.

 

[4uziaul]

you can use cheq app to pay all CC bills to get 1% rewards.

You mean in Cheq coins?

 

[GautamMKGarg]

You mean in Cheq coins?

Just now tried Cheq. They are providing Rs. 0.25 for every Cheq coin and 1 Cheq coin for every Rs. 100 of bill payment. Which means you can earn 0.25% of cashback while paying credit card bill. You can also redeem Cheq coins for buying gift vouchers at INR 0.5 for 1 Cheq coin to get gift vouchers using this method, you will need atleast 4000 Cheq coins. This means, if you pay big amount of credit card bill, you can get value to 0.5%.
Other gift vouchers also available for smaller amounts and more cashback value, but those are not much useful.

 

[4uziaul]

Just now tried Cheq. They are providing Rs. 0.25 for every Cheq coin and 1 Cheq coin for every Rs. 100 of bill payment. Which means you can earn 0.25% of cashback while paying credit card bill. You can also redeem Cheq coins for buying gift vouchers at INR 0.5 for 1 Cheq coin to get gift vouchers using this method, you will need atleast 4000 Cheq coins. This means, if you pay big amount of credit card bill, you can get value to 0.5%.
Other gift vouchers also available for smaller amounts and more cashback value, but those are not much useful.

So, which is better in your opinion Cheq or HDFC Easy Shop Platinum card because HDFC will give you straight up 1% CB up to 750?

 

[GautamMKGarg]

So, which is better in your opinion Cheq or HDFC Easy Shop Platinum card because HDFC will give you straight up 1% CB up to 750?

Use Mobikwik for HDFC credit card.

I tested Mobikwik method also. I made HDFC bank credit card ₹100 payment using my HDFC platinum debit card on mobikwik, and I got 1 CB on HDFC platinum card. I liked this method also, but this method will work only if we have HDFC bank platinum debit card.

 

[4uziaul]

I tested Mobikwik method also. I made HDFC bank credit card ₹100 payment using my HDFC platinum debit card on mobikwik, and I got 1 CB on HDFC platinum card. I liked this method also, but this method will work only if we have HDFC bank platinum debit card.

Yes and works with another HDFC debit card that is HDFC Millenia debit card, but only up to 400 CB and you will the points after 90 days.

 

[4uziaul]

Check this thread too

RBL Bank Signature+ Debit Card Benifits

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also) - No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only - 2 Domestic Lounge Access Mostly Every Airport is there in the List - Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year...

www.technofino.in

If you have any questions related to Signature card ask in that thread please.

 

[shuperman]

will we get 1% cashback with HDFC Classic Platinum card if we pay non-HDFC bank credit card bills on Mobikwik instead of HDFC Bill pay platform? It takes 4 to 5 working days for the amount to be reflected in the axis app even though date of credit is shown as paid date with HDFC bill pay vs instant bill clearing in mobikwik.

 

[GautamMKGarg]

You mean in Cheq coins?

Just now tried Cheq. They are providing Rs. 0.25 for every Cheq coin and 1 Cheq coin for every Rs. 100 of bill payment. Which means you can earn 0.25% of cashback while paying credit card bill. You can also redeem Cheq coins for buying gift vouchers at INR 0.5 for 1 Cheq coin to get gift vouchers using this method, you will need atleast 4000 Cheq coins. This means, if you pay big amount of credit card bill, you can get value to 0.5%.
Other gift vouchers also available for smaller amounts and more cashback value, but those are not much useful.

There is small update. Cheq started charging upto 0.2% fees for paying credit card bill. So, it means we are not getting much while paying bill via Cheq.

 

[4uziaul]

There is small update. Cheq started charging upto 0.2% fees for paying credit card bill. So, it means we are not getting much while paying bill via Cheq.

Yes, we already know that. 😁

 

[sanjaynandi]

Hi all.
I have 3 lakhs credit card bill due in in hdfc dcb card.
how do I earn cashback?
i have hdfc milenina n savings account but it does not accept hdfc credit card.
mobikwik showing 50 Rs cashback.
what is the best option?