Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[Prem03]

Yeah no Visa variant. On MC and Amex networks.

Which one is better?
Any difference in lounge list?

 

[BVCBVC is verified member.]

Which one is better?
Any difference in lounge list?

Amex Acceptability issues. So obviously MC is better.

Visa would’ve been better.

 

[theXfactor]

I got to know for the first time that even EPM Amex too is an option. I never saw this variant in MITC doc nor was the choice was given to me.

 

[BVCBVC is verified member.]

I got to know for the first time that even EPM Amex too is an option. I never saw this variant in MITC doc nor was the choice was given to me.

Heard that It will be there while applying. Option to chose from Amex/MC.

 

[abhiaj_geek]

What happens if we use add on

Kuch galat logo to epm mila hai aur abhi bhi mile raha hai.

Jinko epm chahiye/zarurat hai, unhe bank thenga dikha raha hai.

Icici bolta hai, gali do mujhe ji bharr bharr..issi bahane log yaad karte rahte hai 😂😂

What do you mean by galat log?

 

[theXfactor]

Heard that It will be there while applying. Option to chose from Amex/MC.

I don’t think so. Look at the lounge list, it explicitly specifies EPM Mastercard. Amex isn’t even mentioned anywhere.

https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/credit-cards/lounges/domestic_consolidated_lounge_list-1.pdf

 

[theXfactor]

What happens if we use add on

What do you mean by galat log?

Ignore. He doesn’t even know EPM holders’ eligibility and their relationships with the bank. Banks aren’t fools, they know what they are offering and to whom else everyone would have had it by now. If bank has offered you the card you were absolutely eligible.

 

[BVCBVC is verified member.]

I don’t think so. Look at the lounge list, it explicitly specifies EPM Mastercard. Amex isn’t even mentioned anywhere.

https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/credit-cards/lounges/domestic_consolidated_lounge_list-1.pdf

Not sure of T&C, but it was there during application procedure.

 

[abhiaj_geek]

Ignore. He doesn’t even know EPM holders’ eligibility and their relationships with the bank. Banks aren’t fools, they know what they are offering and to whom else everyone would have had it by now. If bank has offered you the card you were absolutely eligible.

Hm sour grapes.

 

[theXfactor]

Not sure of T&C, but it was there during application procedure.

Interesting but how do you know

 

[Prem03]

Since Emerald plastic comes in Amex, I guess that's why the same option they are providing for EPM.

 

[abhiaj_geek]

Have these workarounds for Amazon pay voucher 10k limitation been discussed or tried?

1. What if we use person A’s epm in B’s ishop portal?
2. Suppose B has an add on epm, primary being A. What if we use B’s add on epm on B’s ishop portal?

Does A get the points in any of the above case?

 

[abhiaj_geek]

Interesting but how do you know

Why would you even consider Amex tho? Questionable acceptance

 

[theXfactor]

Why would you even consider Amex tho? Questionable acceptance

Just trying to understand if it’s even offered, never said I would accept it if offered

 

[PrinceHeart]

What happens if we use add on

What do you mean by galat log?

Meaning, wrong people, who doesnt even need this card / never asked for it. I dont even mean you or anyone from this forum. I did not read your posts / comments, and have no idea what your back story is.

I just typed a statement in a general sense.

Ignore. He doesn’t even know EPM holders’ eligibility and their relationships with the bank. Banks aren’t fools, they know what they are offering and to whom else everyone would have had it by now. If bank has offered you the card you were absolutely eligible.

Hm sour grapes.

🤷‍♂️

 

[abhiaj_geek]

Meaning, wrong people, who doesnt even need this card / never asked for it. I dont even mean you or anyone from this forum. I did not read your posts / comments, and have no idea what your back story is.

I just typed a statement in a general sense.




🤷‍♂️

Credit cards are not for people who need it. In fact the ideal credit card customers for a bank are people who DONT need it.

Rich people have always been top customers and hence top contenders of these super premium credit cards. People who dont need it, will probably never open ishop and will bring other business with them to the bank.

They never asked for the card because they are just too busy. They dont need the card because, they dont care to earn 10k points a month when they could be earning crores.

I hope you understand by wrong people you inadvertently meant really successful people. And that is really the customer base for all super premium credit cards. Hence the high eligibility criteria.