Email from hdfc bank for transaction clarification

[qaiser]

Received email from hdfc for excessive use of credit card each month for single transaction.any suggestions for it.

Attaching the screenshot here, as many members were asking me for this.

 

[Rocky Bhai]

What kind of transaction

Received email from hdfc for excessive use of credit card each month for single transaction.any suggestions for it.

 

[qaiser]

What kind of transaction

I am swapping on the same each month for 1.20l

 

[Rocky Bhai]

I am swapping on the same each month for 1.20l

Yeah lot's of people getting mails to justify their transaction from their respective cc banks for commercial use of cc

 

[qaiser]

Yeah lot's of people getting mails to justify their transaction from their respective cc banks for commercial use of cc

I think I need to avoid that for few months and for that time being I can use any other banks card.

 

[Slayer]

I think I need to avoid that for few months and for that time being I can use any other banks card.

Are your transactions legit?

 

[qaiser]

Are your transactions legit?

Yes they are legit

 

[Slayer]

Yes they are legit

Get Magnus or Reserve

HDFC is shit

 

[Rocky Bhai]

Since how many months u doing 1.20lac
Swiping same on each month definitely raise suspicion
Try to stay low on radar for few months

 

[qaiser]

Wht is ur transcation

1.20l

 

[qaiser]

Since how many months u doing 1.20lac
Swiping same on each month definitely raise suspicion
Try to stay low on radar for few months

Yes will do so.will avoid this card for few months

 

[qaiser]

Any suggestions which card to use I have au lit card, axis Bank Flipkart card

 

[Rocky Bhai]

Since when u r doing 1.20lac

 

[qaiser]

Since when u r doing 1.20lac

Almost a year

 

[Zacobite]

Get Magnus or Reserve

HDFC is shit

Axis CC holders also getting notices.. so...

 

[Slayer]

Axis CC holders also getting notices.. so...

Ok and?

 

[thanix]

So after Axis, HDFC is also doing auditing and asking explanations. If your transactions are legit just give them proof and why should you be under the radar. Do what @TechnoFino did with Axis.

 

[Zacobite]

Ok and?

And Hdfc or axis.. 1.2L p. m will stand out.. And... so any bank.. same issue cropping up.. and.. so.. better avoid the rolling!!!

 

[Slayer]

And Hdfc or axis.. 1.2L p. m will stand out.. And... so any bank.. same issue cropping up.. and.. so.. better avoid the rolling!!!

If i have legitimate transactions then what?

My father has transactions of greater than 1L a month

He maxes out his Magnus and then spends on my Magnus

 

[Zacobite]

If i have legitimate transactions then what?

My father has transactions of greater than 1L a month

He maxes out his Magnus and then spends on my Magnus

i am referring to the other persons case here.. in your case as you put it.. you are not rolling Month on month.. so.. your spends are genuine and personal ( which can be proven so if the bank asks you to).. so hopefully no issues for you