Enquires across credit bureaus

[yusuf646]

Just make sure you start with SBI cards... later on you will have issues.

I already have SBI SimplyClick. Will be trying SBI Cashback after 3 months.

 

[Vasuki]

I already have SBI SimplyClick. Will be trying SBI Cashback after 3 months.

Sbi CB is not so hard to get u just need employment details .
& Sometimes physical verification.

Which I never want to do hence I m not going that path

 

[Kumar93196]

I will try my 3rd in sbi

IRCTC rupay ..no way I m getting sbi CB 😅.
Better take 3 & sleep

IRCTC rupay is a card which is hard to get Unless it's pre approved.

 

[Vasuki]

IRCTC rupay is a card which is hard to get Unless it's pre approved.

Why ?? Sir

 

[yusuf646]

Sbi CB is not so hard to get u just need employment details .
& Sometimes physical verification.

Which I never want to do hence I m not going that path

I didn't know this, but my brother applied for the SBI Cashback Card in March 2023 through SBI Sprint, and it was approved instantly without even requiring a Video KYC. But they only gave him a 20K limit and haven't offered a limit increase yet.

 

[Vasuki]

I didn't know this, but my brother applied for the SBI Cashback Card in March 2023 through SBI Sprint, and it was approved instantly without even requiring a Video KYC. But they only gave him a 20K limit and haven't offered a limit increase yet.

Without vkyc ?

 

[SSV]

I didn't know this, but my brother applied for the SBI Cashback Card in March 2023 through SBI Sprint, and it was approved instantly without even requiring a Video KYC. But they only gave him a 20K limit and haven't offered a limit increase yet.

Is it his second / third SBI card??

 

[Kumar93196]

Why ?? Sir

Saying from personal experience in our office only 30% SBI IRCTC rupay cards approve after all the procedure was done correctly.

 

[yusuf646]

Is it his second / third SBI card??

First Card & no account in SBI

 

[Vasuki]

Saying from personal experience in our office only 30% SBI IRCTC rupay cards approve after all the procedure was done correctly.

D m 🫂

 

[SSV]

First Card & no account in SBI

Physical verification done ??

 

[yusuf646]

Without vkyc ?

Exactly, without Video KYC. I was expecting a similar process for me as well, isn't it?🙂

 

[yusuf646]

Physical verification done ??

No nothing, virtual card was shown in the final page.

 

[Vasuki]

Exactly, without Video KYC. I was expecting a similar process for me as well, isn't it?🙂

Greatest glitch in Matrix

 

[SSV]

No nothing, virtual card was shown in the final page.

Penny drop process done?? Must be…

This means had he logged into other bank’s net banking account and transferred ₹1 during the application process…
This must had been done..
If you are not aware ask him specifically…

 

[yusuf646]

Greatest glitch in Matrix

It means i should stop dreaming about SBI Cashback? I don't have anything to verify my work details🥲

 

[yusuf646]

Penny drop process done?? Must be…

This means had he logged into other bank’s net banking account and transferred ₹1 during the application process…
This must had been done..
If you are not aware ask him specifically…

Yes, net banking login was required to transfer 1 rupees. He used his Fi bank for it.

 

[Vasuki]

Yes, net banking login was required to transfer 1 rupees. He used his Fi bank for it.

Oh so verification using bank account . good idea I will do with idfc 🌚 & try for cashback card

 

[SSV]

Yes, net banking login was required to transfer 1 rupees. He used his Fi bank for it.

This solved the whole thing..
His KYC was done thru this logging into other banks account.. SBI fetched all his kyc details thru CKYC record .. there is no need to do vkyc or physical verification…
Because his profile is minimal, they gave him minimum CL

 

[Vasuki]

This solved the whole thing..
His KYC was done thru this logging into other banks account.. SBI fetched all his kyc details they CKYC record .. there is no need to to vkyc or physical verification…
Because his profile is minimal, they gave him minimum CL

I will then try with idfc account having gurgaon address
22 April &90 days will be over