Equifax showing wrong details for a credit card account

[Cosmicgaze]

Was casually checking my score on Tataneu it fetched from equifax and I was surprised to see it low even though I always pay on time a day or two after statement generation. There was an account marked days past due. I went on to equifax and pulled a free report it shows one account 1+ days due. The account number in question doesn’t match my cibil or Experian account but the opening date matches the card opening date from Kotak which was later upgraded to a higher variant. Also the credit limit is 4x times my assigned limit and the dues/overdue is just 900 rs less that the limit 😮.
Should this be reported to Experian or to Kotak? Besides report number and account number and a copy of the report do I have to provide them with any other documents to verify?

 

[Anupama_Jha]

Was casually checking my score on Tataneu it fetched from equifax and I was surprised to see it low even though I always pay on time a day or two after statement generation. There was an account marked days past due. I went on to equifax and pulled a free report it shows one account 1+ days due. The account number in question doesn’t match my cibil or Experian account but the opening date matches the card opening date from Kotak which was later upgraded to a higher variant. Also the credit limit is 4x times my assigned limit and the dues/overdue is just 900 rs less that the limit 😮.
Should this be reported to Experian or to Kotak? Besides report number and account number and a copy of the report do I have to provide them with any other documents to verify?

Nope. Just email and relax.