Exclusions from Axis Bank Magnus credit card

[Jaspreet]

What are the exclusions on spending for axis bank magnus credit card?

 

[Satish]

What are the exclusions on spending for axis bank magnus credit card?

1. Wallet load excluded from 1 lakh milestone
2. Wallet load, Fuel, cash transactions are excluded from RP

 

[WhoU]

If we get reward points for wallet load (from zomato, uber) then that will be included in 1 lakh milestone too, right?

1. Wallet load excluded from 1 lakh milestone
2. Wallet load, Fuel, cash transactions are excluded from RP

 

[Wealth is my birth right!]

If we get reward points for wallet load (from zomato, uber) then that will be included in 1 lakh milestone too, right?

Yes wherever u get 1x then it’s calculated towards 1l

 

[yz_007]

Is joining fee and GST considered for the milestone benefit?

 

[vish23]

Is joining fee and GST considered for the milestone benefit?

Nope. Joining fee + GST are added in the card issued month. Milestones are applicable only from the month after the card issued month. BTW I believe you won't get even normal rewards for the joining fees

 

[Wealth is my birth right!]

Nope. Joining fee + GST are added in the card issued month. Milestones are applicable only from the month after the card issued month. BTW I believe you won't get even normal rewards for the joining fees

Yes u r right
For 11800 in 1st bill no edge points credited
Tatacliq or flight vouchers 10k worth we will get

 

[ChurningNoob]

If we get reward points for wallet load (from zomato, uber) then that will be included in 1 lakh milestone too, right?

What is the name of the merchant or MCC while doing wallet load from uber/zomato? @Wealth is my birth right!

 

[Wealth is my birth right!]

What is the name of the merchant or MCC while doing wallet load from uber/zomato? @Wealth is my birth right!

If u load via 3rd party then it will show pg name wallet I used to get paytm.wallet
See the last entry

 

[ChurningNoob]

If u load via 3rd party then it will show pg name wallet I used to get paytm.wallet
See the last entry
View attachment 7525

Yeah but then Magnus does not give rewards for wallet load right ?

 

[Wealth is my birth right!]

Yeah but then Magnus does not give rewards for wallet load right ?

Yes don’t use magnus for 3rd party load
I use magnus directly loading with charges
The extra bucks are charges by paytm but I am fine with edge rewards milestone

 

[V360V360 is verified member.]

Yes don’t use magnus for 3rd party load
I use magnus directly loading with charges
The extra bucks are charges by paytm but I am fine with edge rewards milestoneView attachment 7526

For me loading charges on Paytm is now 4.35%

So - be careful, their AI is working and monitoring accounts regularly.

 

[ChurningNoob]

Yes don’t use magnus for 3rd party load
I use magnus directly loading with charges
The extra bucks are charges by paytm but I am fine with edge rewards milestoneView attachment 7526

but how are you getting ER for loading wallet using magnus?

Exclusion -
1. Wallet load excluded from 1 lakh milestone
2. Wallet load, Fuel, cash transactions are excluded from RP

 

[Wealth is my birth right!]

For me loading charges on Paytm is now 4.35%

So - be careful, their AI is working and monitoring accounts regularly.

Yeah noted
As long as it goes through let it then we think of some other alternatives

 

[Wealth is my birth right!]

but how are you getting ER for loading wallet using magnus?

Exclusion -
1. Wallet load excluded from 1 lakh milestone
2. Wallet load, Fuel, cash transactions are excluded from RP

No you’ve to select payment gateway accordingly to show it as paytm mall purchase if wallet pg comes during otp cancel that transaction
Yes fuel I used for 4k last month magnus but no edge credited but counted towards 1l let me see when I get 25k ERs

 

[WhoU]

Is this from axis app?

If u load via 3rd party then it will show pg name wallet I used to get paytm.wallet
See the last entry
View attachment 7525

 

[Wealth is my birth right!]

Is this from axis app?

Wallet pg from Amex app and later edge credit is from axis app

 

[ChurningNoob]

No you’ve to select payment gateway accordingly to show it as paytm mall purchase if wallet pg comes during otp cancel that transaction

That is a good tip, will try it now.

 

[WhoU]

Wallet pg from Amex app and later edge credit is from axis app

Btw I had a word with customer care, they said wallet loads might get RP, but they will not be counted in milestones.

 

[Wealth is my birth right!]

Btw I had a word with customer care, they said wallet loads might get RP, but they will not be counted in milestones.

Ok thanks no worries
Post 3 months we arrive at these conclusions
IMO no cust care knows the truth lol
In my Nov 1lac I did 4k fuel for which no edge points but want to see if I get 25k rewards
No wallet loads in Nov month 1lac
Dec month tested with wallet and got edge rewards for it but milestone I can confirm in March 23
Lets trial and learn nothing to lose