Experian - New scoring method?!?!

[Andapally]

Is this same for everyone or only me?
Score reduced by 30 points.

 

[CyberPsych]

How to refresh CIBIL score in Airtel Thanks. It always shows last checked in Jan 5, 2024. I don't see any refresh button

 

[SSV]

How to refresh CIBIL score in Airtel Thanks. It always shows last checked in Jan 5, 2024. I don't see any refresh button

There are so many other places like, Amazon, gpay, etc to name a few

 

[Animal]

How to refresh CIBIL score in Airtel Thanks. It always shows last checked in Jan 5, 2024. I don't see any refresh button

After January, CIBIL is not getting updated in Airtel Thanks. Earlier it used to get updated every month.

 

[SSV]

After January, CIBIL is not getting updated in Airtel Thanks. Earlier it used to get updated every month.

Probably Airtel stopped paying the bills to CIBIL !!

 

[CyberPsych]

There are so many other places like, Amazon, gpay, etc to name a few

I scheduled one app for every 5-6 days to check CIBIL score and this is Airtel Thanks app's turn 🤣

 

[CyberPsych]

After January, CIBIL is not getting updated in Airtel Thanks. Earlier it used to get updated every month.

What if we clear data of Airtel Thanks app? I dont think its related to data stored in phone, right?

 

[BeingIncogBeingIncog is verified member.]

What if we clear data of Airtel Thanks app? I dont think its related to data stored in phone, right?

nope . .

 

[SSV]

What if we clear data of Airtel Thanks app? I dont think its related to data stored in phone, right?

We will only know with h certainty once we try.. no harm in trying though…
Process of elimination to find the real cause

 

[rahulsethi]

Is this same for everyone or only me?
Score reduced by 30 points.
View attachment 49667

Same here happened with me too, dropped by 30 points.

 

[SSV]

Same here happened with me too, dropped by 30 points.

From what to what , is what counts… not an absolute number…

If it is dropped from 890 to 860 that is still an exceptional score

 

[rahulsethi]

From what to what , is what counts… not an absolute number…

If it is dropped from 890 to 860 that is still an exceptional score

Experian dropped from 787 to 757 while CIBIL improved from 796 to 797. My current scores are CIBIL 797, Experian 757, Highmark 759, Equifax 827. Credit accounts - 52. Zero late payments, Recent enquiries 21, Credit utilization 4.09%.

 

[tharun]

Write to the bank

What should I mail them as previously my Experian would get accurate details ,nothing has changed from my side only their algorithm changed so my score got dropped . As of now my cibil is much more higher than Experian

 

[Animal]

Experian dropped from 787 to 757 while CIBIL improved from 796 to 797. My current scores are CIBIL 797, Experian 757, Highmark 759, Equifax 827. Credit accounts - 52. Zero late payments, Recent enquiries 21, Credit utilization 4.09%.

Wow 52 credit accounts. How many do you actually use?

 

[SSV]

What should I mail them as previously my Experian would get accurate details ,nothing has changed from my side only their algorithm changed so my score got dropped . As of now my cibil is much more higher than Experian

First speak to the bank about the issue and ask their Credit bureau team email id.
Amd write to them about the anamoly you found and ask them to rectify and update the bureaus.

 

[rahulsethi]

Wow 52 credit accounts. How many do you actually use?

There are few Goto ones, rest are used case to case basis some offer or whatever.

 

[iamdhamo]

825 in March to 812 in april

 

[Das.N]

Experian dropped From 885 to 824, And then 797 today.
CIBIL is 787 for last two months.

 

[cardy]

now after watching this

I am not gonna refresh my score

I have still controlled
Na na
Not checking this month 😆🤗🤗

 

[cardy]

Most welcome bro
Stay connected on tf

 

[BhaiyaJi]

My score recovered by some points post this new algo dip.