Experience with SBI Rupay-JCB Debit Card

[Walter White]

As my SBI MC Platinum card was close to expiry, I felt the need to look for a better card. Aftet reading @Abhishek012's post regarding SBI Rupay-JCB DC and the features it was offering, decided to go for it.

SBI Rupay-JCB card cannot be applied online, so had to visit the branch for it. So, I made visit to this branch for the first time. The branch looked like it was older than me. I felt I was back in the 80s. The branch belonged to State Bank of Patiala before its merger with SBI.

The overall process was smooth. The staff were polite. Things have started to improve lately in public sector banks. Even though in the first attempt, they sent me Rupay Platinum, they admitted their fault and helped me get the right card this time.

Got the card after 5 days delivered by India Post. The design is average though.

Got it primarily due to zero forex charges.

 

[Odugu Narasimha Rao]

Segment ? You mean account type.

I am receiving Monthly statements in that statement segment is showing my as silver

 

[Odugu Narasimha Rao]

Segment ? You mean account type.

Segments will change as per balance u maintained in the account see screenshot if balance above 100000 AQB means your segment will change to diamond then u have a limit of ATM is 100000 as per sbi official then only RuPay jcb platinum debit card will approve from bank side I think so maintaining higher balance means 1L to 2L for 3 months then we will get this card or if segment will change to gold or diamond or Platinum then approvals of this card is too easy

 

[Anupama_Jha]

Segments will change as per balance u maintained in the account see screenshot if balance above 100000 AQB means your segment will change to diamond then u have a limit of ATM is 100000 as per sbi official then only RuPay jcb platinum debit card will approve from bank side I think so maintaining higher balance means 1L to 2L for 3 months then we will get this card or if segment will change to gold or diamond or Platinum then approvals of this card is too easy

Segments are reviewed on yearly basis not monthly. Lol 😆, who will maintain 1L-2L just to get that trash card.

 

[smuff]

SBI Rupay JCB debit card has domestic and international lounge access?

 

[zomato]

Segments will change as per balance u maintained in the account see screenshot if balance above 100000 AQB means your segment will change to diamond then u have a limit of ATM is 100000 as per sbi official then only RuPay jcb platinum debit card will approve from bank side I think so maintaining higher balance means 1L to 2L for 3 months then we will get this card or if segment will change to gold or diamond or Platinum then approvals of this card is too easy

my variant shows diamond but I have not maintained a single rupee from couple of month will my request get rejected for the jcb card? they already deducted 300+gst.

 

[Anupama_Jha]

my variant shows diamond but I have not maintained a single rupee from couple of month will my request get rejected for the jcb card? they already deducted 300+gst.

Nope, request once processed won't be rejected. Enjoy😊

 

[WandereR]

SBI Branch refused to issue this card saying Salary account with 1L credit for 3 months required for this.

 

[Anupama_Jha]

SBI Branch refused to issue this card saying Salary account with 1L credit for 3 months required for this.

Complaint against employee citing "Lack of Job Knowledge"

 

[WandereR]

Complaint against employee citing "Lack of Job Knowledge"

Will try at a different branch first and see what they say

 

[Anupama_Jha]

Segments will change as per balance u maintained in the account see screenshot if balance above 100000 AQB means your segment will change to diamond then u have a limit of ATM is 100000 as per sbi official then only RuPay jcb platinum debit card will approve from bank side I think so maintaining higher balance means 1L to 2L for 3 months then we will get this card or if segment will change to gold or diamond or Platinum then approvals of this card is too easy

Update: Yess this info is 💯 true. I spent almost whole 2 days meeting with 4 different SBI BM and talked with 5 different call centre guys, read all threads related to same issue and finally have concluded that.....

Either you should maintain 1L continuously from last 3 months, or your customer segment should be Diamond/Platinum.

*Maybe gold also, for Rupay Platinum (REP) or Rupay Platinum JCB (RPJ)

But you can get IOCL Rupay Platinum (IRP) in silver segment also, as confirmed by @Odugu Narasimha Rao

 

[zomato]

Nope, request once processed won't be rejected. Enjoy😊

will update once I receive the card, the employee was saying that that basic global visa card can also be delivered.

before threatening with complain to branch manager he was saying that we cannot process request for some specific card, they are processed according randomly and most customers get the global visa variant.

 

[Anupama_Jha]

will update once I receive the card, the employee was saying that that basic global visa card can also be delivered.

before threatening with complain to branch manager he was saying that we cannot process request for some specific card, they are processed according randomly and most customers get the global visa variant.

Global Visa/Rupay/MasterCard have 0 issuance charges. Only 125+gst annual fee.

While you said, already 300+gst has been deducted it will be Rupay Platinum DC anyway.

 

[Andy1]

I am not being able to do foreign transactions with this card, neither pos not online even after setting on international transactions, I don't know what is the problem.can anyone tell me the reason?

 

[Abhishek012]

I am not being able to do foreign transactions with this card, neither pos not online even after setting on international transactions, I don't know what is the problem.can anyone tell me the reason?

International card limit set ?

Enable all International ecom, POS, ATM transaction and try after few hour.

@Walter White will help you.

 

[peregrine0falcon]

I just checked and my account variant is Diamond. only SBI or god knows how ( I maintain exactly 1000INR). I just blocked my Visa card (My account is 10 years old, 4 years back my ATM got expired and my account is in village and I never had time to change address - home branch thing). Few days back I have transferred my account to a city by netbanking and will update my address today and apply for JCB card.

 

[Odugu Narasimha Rao]

I just checked and my account variant is Diamond. only SBI or god knows how ( I maintain exactly 1000INR). I just blocked my Visa card (My account is 10 years old, 4 years back my ATM got expired and my account is in village and I never had time to change address - home branch thing). Few days back I have transferred my account to a city by netbanking and will update my address today and apply for JCB card.

Let me know that u applied the jcb card successfully via the branch.

 

[peregrine0falcon]

Let me know that u applied the jcb card successfully via the branch.

Came to SBI at 11.30. Address updation completed just now. The staff can see the JCB option but the lunch hooter came alive and now the staff is at lunch and asked me to visit at 2.30. Will keep you posted.

 

[Anupama_Jha]

Came to SBI at 11.30. Address updation completed just now. The staff can see the JCB option but the lunch hooter came alive and now the staff is at lunch and asked me to visit at 2.30. Will keep you posted.

2:51 ho gye, appy hua

 

[peregrine0falcon]

Let me know that u applied the jcb card successfully via the branch.

So the first counter guy could see the Rupay JCB but he couldn’t apply online. He asked me to fill the form and he mentioned the ATM code as Q066 on the form and asked me to get signature from branch head. I have submitted the form to the second counter and will wait for card delivery now.

 

[peregrine0falcon]

2:51 ho gye, appy hua

Ullu banake 3 baje aaye wo.