Fast one time payments without any qr, upi, cash, pos

[honey_jpr]

Recently UPI payments had issues with qr or send money on mobile. What are the best and fastest ways to make payments to small merchants without qr/send money on mobile/wallet transfer?

 

[nayra]

Cash fits the category ig?

 

[draja-cc]

Pay in cash... Old style

 

[honey_jpr]

Cash fits the category ig?

Mostly we pay via upi, when you go out without cash, what should be the options to pay to any small merchants, that’s what I mean to find out.

 

[praful47]

Mostly we pay via upi, when you go out without cash, what should be the options to pay to any small merchants, that’s what I mean to find out.

Cheque . .

 

[honey_jpr]

Cheque . .

Small merchants like grocery stores or parlours or any other small businesses don’t accept cheques!

 

[praful47]

Small merchants like grocery stores or parlours or any other small businesses don’t accept cheques!

Are bhai mazak tha ..

 

[aniketkr.sharma]

Recently UPI payments had issues with qr or send money on mobile. What are the best and fastest ways to make payments to small merchants without qr/send money on mobile/wallet transfer?

Pos machine --> tap & pay
Card swipe

 

[GTSaketh]

I don't think there is another alternative of cash for small merchants, unless they accept cards in which case Debit cards/credit cards.

I wish government subsidies MDR charges for small merchants. But I can also see it getting exploited heavily.

 

[MrJJ]

Small merchants like grocery stores or parlours or any other small businesses don’t accept cheques!

So first find out the options you have. What do they accept?
I usually get these options:
1. Cash
2. UPI
3. Khaate me likhdo (Udhaar).

 

[nayra]

Mostly we pay via upi, when you go out without cash, what should be the options to pay to any small merchants, that’s what I mean to find out.

Was UPI Lite down during NPCI issue? Afaik it was offline so could have worked?

 

[MrJJ]

Was UPI Lite down during NPCI issue? Afaik it was offline so could have worked?

You may send the money via UPI Lite, what about the receiver? If the receiver's server is down how will they receive the money?

 

[honey_jpr]

Was UPI Lite down during NPCI issue? Afaik it was offline so could have worked?

All types of UPI networks were down

 

[honey_jpr]

So first find out the options you have. What do they accept?
I usually get these options:
1. Cash
2. UPI
3. Khaate me likhdo (Udhaar).

Or other option is if you can transfer the amount in their bank account

 

[nayra]

Or other option is if you can transfer the amount in their bank account

Issue is the visibility, Ive seen merchants who didn't know how to check if they received a payment on phone if the sound box failed.
SMS Alerts might not be enabled

Assuming u get hold of their bank details.

 

[honey_jpr]

Issue is the visibility, Ive seen merchants who didn't know how to check if they received a payment on phone if the sound box failed.
SMS Alerts might not be enabled

Assuming u get hold of their bank details.

Agree, Yes that could happen, there can be endless scenarios, I usually don’t carry cash as in 99% times we pays via upi, when UPI was not working I went to a ice cream parlour and there I could not find any solution, so thought if this thread can help anyone in the future upi failures.