Federal Bank CC Declined, reconsideration? next application?

[pradeepG]

Federal Bank Credit Card application was Declined (does not meet eligibility criteria as per bank policy for Credit Cards),
shall i mail for reconsideration?
when can i apply again?
can i try new application with other number than previous number?
does it needs only aadhaar number to apply?

 

[Sai Ganesh]

Federal Bank is very weird bro

try after 1 month , giving the same mobile number , u might get it

dont try with different nos , as ur pan is linked to the mobile number which u gave initial

keep on trying every 1 month , u might get it

also see when the ltf offer is ending , if u r looking for ltf

 

[pradeepG]

Federal Bank is very weird bro

try after 1 month , giving the same mobile number , u might get it

dont try with different nos , as ur pan is linked to the mobile number which u gave initial

keep on trying every 1 month , u might get it

also see when the ltf offer is ending , if u r looking for ltf

Thanks brother. only botheration is uncertainty of LTF Offer, that's why desperate...

anyhow, will opening Saving Bank Account in Federal help?

 

[Sai Ganesh]

Thanks brother. only botheration is uncertainty of LTF Offer, that's why desperate...

anyhow, will opening Saving Bank Account in Federal help?

federal bank account opening is of no use bro , very less branches and also poor customer service.

So try after 1 month , u might get it if ur cibil is good

 

[Akashn]

Federal Bank is very weird bro

try after 1 month , giving the same mobile number , u might get it

dont try with different nos , as ur pan is linked to the mobile number which u gave initial

keep on trying every 1 month , u might get it

also see when the ltf offer is ending , if u r looking for ltf

Tried after 1 month but still showing old rejection msg

 

[moong]

Federal Bank Credit Card application was Declined (does not meet eligibility criteria as per bank policy for Credit Cards),
shall i mail for reconsideration?
when can i apply again?
can i try new application with other number than previous number?
does it needs only aadhaar number to apply?

Any reason you desperately want to get a federal bank card? There are better banks out there.

 

[pradeepG]

Tried after 1 month but still showing old rejection msg

what message did you got?
did you get instant rejection or 1-2 day later rejection/decline?
did you asked PNO for reason?

 

[pradeepG]

Any reason you desperately want to get a federal bank card? There are better banks out there.

Don't want Desperately, but don't wanna loose opportunity of being unconditional LTF
Reason:
1. Limited period LTF
2. Offers

i know, Rewards returns etc everything is rubbish in All Federal cards.

 

[Akashn]

what message did you got?
did you get instant rejection or 1-2 day later rejection/decline?
did you asked PNO for reason?

Instant rejection. what about you?

 

[pradeepG]

Instant rejection. what about you?

same. what was the reason written?

 

[Akashn]

same. what was the reason written?

Internal policy or something..

 

[BhaiyaJi]

In my case they mentioned pincode unservisable. But I never entered my current (bangalore) / permanent (jaipur) address while applying. Just after providing the salary bank statement getting rejected.

 

[pradeepG]

In my case they mentioned pincode unservisable. But I never entered my current (bangalore) / permanent (jaipur) address while applying. Just after providing the salary bank statement getting rejected.

statement has address??

 

[arun4455]

Read somewhere on this platform that LTF offer is applicable till 21st July.

 

[abhiver]

Federal Bank Credit Card application was Declined (does not meet eligibility criteria as per bank policy for Credit Cards),
shall i mail for reconsideration?
when can i apply again?
can i try new application with other number than previous number?
does it needs only aadhaar number to apply?

Same happens with me, I will try after sometime. At first there website is showing me internal error.

Meanwhile, I am expecting some call from random agent because during application, I was forced to accept that term

 

[pradeepG]

Read somewhere on this platform that LTF offer is applicable till 21st July.

thats still unclear.

 

[newIntern]

the LTF offer is still active, tried to apply it today, got rejected, same message as OP.
my cibil is 750+ but have quite a few inquiries because of HDFC agent fuckups.

maybe thats the reason.

PS I am salaried employee, applied using their website & applied for VISA Celesta Credit Card

 

[Himanshuch]

I applied online on federal bank's website and celesta card was approved within the next 6 hours. I was not asked to upload salary details or ITR. Just vkyc was done.

Experian score was checked by Federal Bank during application process.

 

[pradeepG]

I applied online on federal bank's website and celesta card was approved within the next 6 hours. I was not asked to upload salary details or ITR. Just vkyc was done.

Experian score was checked by Federal Bank during application process.

any previous relationship? any loan enquiree in last 6 months?

 

[Himanshuch]

any previous relationship? any loan enquiree in last 6 months?

No, nothing at all.