Federal Bank Credit Card - Any Trick To Get ?

[beast_boy]

I want to get Federal Credit card and opened Jupiter, Fi and Federal Banks own account and using them from more than a year or 2
Tried to apply many times but every time my application is rejected by them after uploading the salary documents, during my last try
I tried giving account statement access of salary account during the application process but still the application is rejected.

Can anyone guide me what should I do next to get this card.

 

[Zacobite]

I want to get Federal Credit card and opened Jupiter, Fi and Federal Banks own account and using them from more than a year or 2
Tried to apply many times but every time my application is rejected by them after uploading the salary documents, during my last try
I tried giving account statement access of salary account during the application process but still the application is rejected.

Can anyone guide me what should I do next to get this card.

why rejected? find out first.. then can apply again

 

[beast_boy]

why rejected? find out first.. then can apply again

Banks internal policy , mentioned at the last page , Last year I tried a lot to rationale with them over email and call but got no answers.

 

[krish11]

Banks internal policy , mentioned at the last page , Last year I tried a lot to rationale with them over email and call but got no answers.

Internal Policy is the most stupidest reason which banks cite for rejection. Anyways as per my understanding you can hold only 1 card issued by Federal Bank or Federal Bank partnered neo- bank. I am holding OneCard from Federal Bank and my Scapia application was rejected because of this

 

[beast_boy]

Internal Policy is the most stupidest reason which banks cite for rejection. Anyways as per my understanding you can hold only 1 card issued by Federal Bank or Federal Bank partnered neo- bank. I am holding OneCard from Federal Bank and my Scapia application was rejected because of this

That is not the case , One of my known person have Fi Neo Bank powered Federal Credit card and also holding a credit card from Federal Bank directly.

I dont hold any Federal powered Credit card yet.

 

[krish11]

That is not the case , One of my known person have Fi Neo Bank powered Federal Credit card and also holding a credit card from Federal Bank directly.

I dont hold any Federal powered Credit card yet.

I was referring to one card policy of unsecured credit card with Fed Bank. Even Fi offered me a free pre approved secured credit card though I have unsecured One Card from Federal Bank.

You can check with your acquaintance if one of the card is secured.

 

[krish11]

Banks internal policy , mentioned at the last page , Last year I tried a lot to rationale with them over email and call but got no answers.

Maybe, you can escalate with nodal office of Federal Bank for citing the exact reason over email. If you still receive internal policy in the response, then raise a complaint with RBI Ombudsman.

 

[beast_boy]

Anyone From Noida UP whose Application got Processed for Federal Credit Card, I got an email from Federal that my PinCode is not servicable.

 

[AlgoTrader]

I want to get Federal Credit card and opened Jupiter, Fi and Federal Banks own account and using them from more than a year or 2
Tried to apply many times but every time my application is rejected by them after uploading the salary documents, during my last try
I tried giving account statement access of salary account during the application process but still the application is rejected.

Can anyone guide me what should I do next to get this card.

same thing happened to me today, rejected after giving access to my bank account where my is credited.

 

[Rkumar83]

Anyone From Noida UP whose Application got Processed for Federal Credit Card, I got an email from Federal that my PinCode is not servicable.

My application also got rejected a month back due to pincode not serviceable but bank is only 2 km far way from my home.

 

[amitvicky]

My application also got rejected a month back due to pincode not serviceable but bank is only 2 km far way from my home.

Hey...
Did you try again or got any resolution??
I applied in March 2023 and got same PIN code error.

 

[Rkumar83]

Hey...
Did you try again or got any resolution??
I applied in March 2023 and got same PIN code error.

Yes applied last week, this time salary not matching the criteria whereas my monthly take home is 1L plus

 

[amitvicky]

Yes applied last week, this time salary not matching the criteria whereas my monthly take home is 1L plus

Seriously???????
This is one of those banks who just want to collect people data, mess up their CIBIL and don't issue credit cards.
But same people will open your account, ask you to make FDs/investments, get personal/other loans.
But not credit card.

 

[mailmenow]

Federal Bank ltf card available now?? Is there any varification or need to upload salary slip now?

 

[arijit_m_1]

Can someone let me know if federal bank ask for address verification proof or not?

 

[StarLord⚡]

Federal Bank ltf card available now?? Is there any varification or need to upload salary slip now?

If you do not have a pay slip or ITR file then you can follow this method. First you open an account in a federal bank. Make a fixed deposit of about 1 lakh in that account for 1-1.5 years. In between you can try once. If you do not get it then there is no point in trying again. After 1-1.5 years the bank will give you an offer. I even got a credit card by following this method.