Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[0xfallup]

Tons of no offer/rejection.. I haven't seen such fast rejection in such a short time to so many of us. ltf card and rupay goes hand in hand within my community.

maybe people did march fomo and applied too much 🙁

 

[PankajGrover]

is anyone succeeded?, after get "no offers available " message

 

[akshayhs]

yeah that would helpfully even though federal does have one card policy, I too hold OneCard with federal. And 3 people have seen no offer is available .So best bet is to change OneCard partner to some other bank that the only way it seem untill federal bank change their policy on these

Add me to the list. Hold a OneCard and same 'No offers available' pop-up.

 

[vn_1]

Got this after entering pan, dob , employment details, all data plus adhaar kyc. Why don't these fellows ask for pincode in the first step itself? The only reason I can think of is they want to get hold of every data point.

 

[Anirban]

Applied just now and got instantly approved for Celesta with a limit of 10lacs. Also checked on the mobile app that card has been generated. Just needed to use Mobile Number and Pan card with OTP authentication.
Few details:
1. CIBIL(checked a month back): 800+
2. Highest credit limit on CIBIL: 6.2lacs (HDFC)
3. Number of enquiries in last 6 months: 2
4. Existing Federal Bank account holder: Yes (holding both FI and Jupiter accounts with negligible or zero balance)

 

[pprakash11]

Applied just now and got instantly approved for Celesta with a limit of 10lacs. Also checked on the mobile app that card has been generated. Just needed to use Mobile Number and Pan card with OTP authentication.
Few details:
1. CIBIL(checked a month back): 800+
2. Highest credit limit on CIBIL: 6.2lacs (HDFC)
3. Number of enquiries in last 6 months: 2
4. Existing Federal Bank account holder: Yes (holding both FI and Jupiter accounts with negligible or zero balance)

Residential Address pincode?

 

[anirbanm]

Add me to the list. Hold a OneCard and same 'No offers available' pop-up.

Federal OneCard will lead to no offers from Federal

Applied just now and got instantly approved for Celesta with a limit of 10lacs. Also checked on the mobile app that card has been generated. Just needed to use Mobile Number and Pan card with OTP authentication.
Few details:
1. CIBIL(checked a month back): 800+
2. Highest credit limit on CIBIL: 6.2lacs (HDFC)
3. Number of enquiries in last 6 months: 2
4. Existing Federal Bank account holder: Yes (holding both FI and Jupiter accounts with negligible or zero balance)

Did you submit income documents?

Please clarify those who got approval shared bank statement?

Not necessarily
Depends mainly on employment type and whether employer is listed or not

Kolkata must be serviceable right ?
Btw what was ur city, if u don't mind.

I know people in Kolkata who got Celesta with good limit

 

[Anirban]

Residential Address pincode?

I am from Kolkata. Pin code 700052.

 

[pprakash11]

I am from Kolkata. Pin code 700052.

700156, wondering will federal accept or not !!

 

[Anirban]

700156, wondering will federal accept or not !!

I think they should approve but there is only one way to find out and that is by applying for the card. Although you might risk getting a CIBIL enquiry.

 

[iamankit]

700156, wondering will federal accept or not !!

somewhere in Newtown??

so you are my neighbour bro

 

[thegame]

crap.. its only for Federal bank customers and pre-approved ones😡

 

[Anirban]

Federal OneCard will lead to no offers from Federal


Did you submit income documents?


Not necessarily
Depends mainly on employment type and whether employer is listed or not


I know people in Kolkata who got Celesta with good limit

Nope no income documents needed for me. Just typed in mobile number, gave otp and typed in PAN and got approved.

 

[Phonix_YT]

Yes there is CIBIL hit but only once.
I tried to apply 2-3 times

For me, there was no cibil hit

 

[Umeshkrish]

For me, there was no cibil hit

Sometime it will take few days... But it will happen definitely

 

[sundarrajs]

Which card is best Celesta, Imperio or Signet? I dont much difference between all 3 except movie tickets. Can someone help me which one to apply and Rupay variant is available only in Signet which is lowest varient.

 

[falcon007]

Just applied, instantly issued Celesta within 2 steps. Just entered PAN and DOB. I hold a Jupiter account.

I hold Jupiter and Fi both. But didn't get any card.
Stuck at ITR page

 

[Andy1]

Hello everyone, I am getting this no offers just after entering mobile no at first page.
Shall I get cibil hit?? So far no mail Or message.
How can I apply now? Is everything ended for me Or still hope left???

 

[RupayMan]

Hello everyone, I am getting this no offers just after entering mobile no at first page.
Shall I get cibil hit?? So far no mail Or message.
How can I apply now? Is everything ended for me Or still hope left???

Federal Bank is not the only one in the world, definitely not everything ended for you 🙂

 

[Gorillaz]

Federal Bank is not the only one in the world, definitely not everything ended for you 🙂

I second you on this. Same thing happened with me with AU bank credit card. For offers you can always borrow credit card from your friends 😊