Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[wolfdalalstreet]

Excellent find !

 

[anirban.choudhury]

Thats great
I already hold a LTF Celesta

 

[anonymuos]

Do they have a cooldown period after rejection? Also those who got approved - are you self-employed or salaried kindly share that.

 

[Cardiosniper]

• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

• Not a good reward system though, all it makes this card exciting is RuPay & It's Offers 💯.

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

C2c ?

 

[ltf4ever]

Thats great
I already hold a LTF Celesta

between your celesta and rupay signet, which one would you suggest? i already have bob rupay cc.
also what is their timeline for physical kyc, etc?

 

[D₹V]

C2c ?

Not on website, if you apply through agent even 3 lac income helps in approval.

 

[zaid_2913]

I applied for my wife, card generated within 2 minutes. Excellent. Thank you

 

[ltf4ever]

I applied for my wife, card generated within 2 minutes. Excellent. Thank you

without videoKYC/physical kyc?

 

[kitk615]

I applied for my wife, card generated within 2 minutes. Excellent. Thank you

How did you applied? C2c

 

[D₹V]

I applied for my wife, card generated within 2 minutes. Excellent. Thank you

Yes, one benefits I didn't mention is you'll get 10x points upto 500 on spendings within 10 days of approval.

Glad 😊 I helped.

 

[zaid_2913]

How did you applied? C2c

Nothing, just OTP authentication and card generated instantly. With 4 lakhs limit. Applied for celesto

 

[zaid_2913]

Yes, one benefits I didn't mention is you'll get 10x points upto 500 on spendings within 10 days of approval.

Glad 😊 I helped.

Yeah thank you, never thought of applying. Just applied after your post.

 

[ltf4ever]

Yes, one benefits I didn't mention is you'll get 10x points upto 500 on spendings within 10 days of approval.

Glad 😊 I helped.

any idea about the value of swiggy vouchers? and also is it only for 1 quarter, or 20k every quarter will give vouchers? i am confused between velesta and rupaysignet.

 

[Cardiosniper]

I applied for my wife, card generated within 2 minutes. Excellent. Thank you

already had an account ?

 

[D₹V]

any idea about the value of swiggy vouchers? and also is it only for 1 quarter, or 20k every quarter will give vouchers? i am confused between velesta and rupaysignet.

That's what I did find nowhere. Don't know the exact value of swiggy gc.

 

[zaid_2913]

without videoKYC/physical kyc?

already had an account ?

Yeah, last month opened VKYC account. Now just otp authentication and card approved. CIBIL hit immediately.

 

[kitk615]

Nothing, just OTP authentication and card generated instantly. With 4 lakhs limit. Applied for celesto

Did you had any prior relationship with Federal bank?

 

[D₹V]

Yeah, last month opened VKYC account. Now just otp authentication and card approved. CIBIL hit immediately.

Which account variant? I also want to open one 🤔.

 

[anirban.choudhury]

between your celesta and rupay signet, which one would you suggest? i already have bob rupay cc.
also what is their timeline for physical kyc, etc?

Celesta is better than Rupay signet
If LTF , best to get celesta
Not sure about vkyc
As I was pre-approved from branch for celesta