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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
Update: Card delivered within an overnight. Noida to Mumbai (10pm dispatch to 10am delivery) - BlueDart at its best with 12hrs delivery 🙂
Are you holding Savings account with Federal Bank?? I spoke with Customer care representative to reduce my limit on Celesta card so that I can avail Scapia card,, But the representative politely said reducing the limit is possible but still I'll not get Scapia unless I have a Savings account with the bank...
 
Are you holding Savings account with Federal Bank?? I spoke with Customer care representative to reduce my limit on Celesta card so that I can avail Scapia card,, But the representative politely said reducing the limit is possible but still I'll not get Scapia unless I have a Savings account with the bank...
No I dont hold any account with Federal. Apply directly through Scapia app, no involvement needed from bank for this co-branded card.
 
Applied for Scapia card yesterday and it got approved within 5mins. Already holding Celesta card from Federal Bank since last 6 months, before that I was holding Rupay Signet variant which I got it closed due to poor limit.
Update: Cashkaro rewards of Rs550 confirmed yesterday for my Scapia card application !! 🙂
 
Cashkaro says no rewards for existing Federal customers.. still you got! Lucky!!

View attachment 109455
Yes I saw that while applying, but since there was nothing for me to lose so just gave it a try and surprisingly rewards got confirmed yesterday.
I think it is for Scapia who decide whether to provide reward for the new application or not; cashkaro doesnt pay anything from its pocket 😛
 
Update: Cashkaro rewards of Rs550 confirmed yesterday for my Scapia card application !! 🙂
My application was rejected so applied for wife's via cash Karo itself.

Just done video kyc. In the end she said card is approved with limit of 5,00,000 and we can check it later in the app. Is this what happened with you?
 
My application was rejected so applied for wife's via cash Karo itself.

Just done video kyc. In the end she said card is approved with limit of 5,00,000 and we can check it later in the app. Is this what happened with you?
Yes thats correct. And your wife is lucky to get such generous limit since Scapia is well famous for issuing cards with poor limits even though it is primarily meant for foreign expenses 😛
 
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