Federal Imperio Offered! Take or LetGo?

[pradeepG]

Offer : Dear Customer, We are delighted to offer you our Imperio Credit Card with a credit limit of up to Rs.200000 . This offer is valid until 16-DEC-24.

Use Case : Interested in federal only for Offers & BOGO.

Question :
a. Shall i take or wait for celesta pre-approved?
b. Does federal upgrades offer if not availed?
c. Many Other cards have 5L+ limit, does federal gives low limits?
d. how is federal in limit enhancement offers?

 

[tempmirzaa]

Do you know the timeline for voucher delivery. Is it after 60 or 90 days.

after 30 days

 

[sumeet]

Need to complete welcome offers

 

[arcticvolcano]

Upgrade to Celesta may not be easy. I have a Celesta and my brother has Imperio and even branch managers dont have lot of influence in upgrades.

Having said said that, since Imperio is offered LTF, take it up anyway

You can use it for Lounge access twice a quarter without any spend based criteria.
I regularly use my Celesta for additional discounts on Zomato Dine-in whenever the bill goes above 3000
I always use the celesta on CLEARTRIP to get 15% off on tickets booked on tuesday and wednesday.

The same offers are there on Imperio too

 

[Patil007]

Take it for offers. Celesta doesn't make that great a difference as such. Federal has good offers across online and some offline platforms. They aren't going to last for ever, make it count when you can.

Yes Federal and AU banks are best in terms of Online offers and Spend based offers.

 

[Patil007]

Applied by myself after getting a call about pre-approved cc, no mention of limits or card

Is it LTF?

 

[Patil007]

Do Federal Core Credit cards get automatic limit enhancement offers, or do we need to manually request it with documents after 6 months?

I got automatic limit enhancement offer.

 

[real_name_hidden]

Is it LTF?

Yeah, got Celesta. All federal cc are LTF.