FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

Fi Money offers 4 plans - Salary, Infinite, Plus, and Standard. Each has its own benefits, choose your plan and enjoy using Fi

fi.money

 

[Mritunjay]

Fi Debit card Bill payment offer on Amazon

 

[satish0987]

Any ideas to maximise this 2% cashback and 4x coins?

Pay CC bills worth 25k
Per transaction pay 2500rs *10 times using cred and get 500/month(2% cashback)

 

[AritraSaha]

Fi Debit card Bill payment offer on Amazon
View attachment 26984

*50rs
Bhuhhhhhhh....
Seriously..

 

[rp0703]

Pay CC bills worth 25k
Per transaction pay 2500rs *10 times using cred and get 500/month(2% cashback)

Which app should i use to get 2%? On Mobikwik I'm getting 4x fi coins but not sure of 2%?

 

[satish0987]

Which app should i use to get 2%? On Mobikwik I'm getting 4x fi coins but not sure of 2%?

Cred 100% working
And many others also working including mobikwik
For latest update watch this thread on sep 3
Coz everyone will post their 2% cashback and cashback on which app they used

 

[pointhacker]

Just spoke to Fi team customer care. They said this month cashback will come by 3 September. They told that wallet topup is not applicable but everythhing else should work

 

[pointhacker]

Just spoke to Fi team customer care. They said this month cashback will come by 3 September. They told that wallet topup is not applicable but everythhing else should work.

 

[satish0987]

cash offer 50rs for 2 transaction of 100+ with debit card is still showing as "offer collected" in fi money eventhough new month started

It seems fi money is slowly removing all good offers

For now gift vouchers and 9999,19999 coins to cash are available

 

[satish0987]

Anyone received aug cashback
TDY is sep 3

 

[Kamal Nayan]

Anyone received aug cashback
TDY is sep 3

Not yet.. waiting!!!

 

[rp0703]

Anyone received aug cashback
TDY is sep 3

Not yet.

 

[satish0987]

Me too waiting
TDY Sunday so not sure they will credit TDY or tmrw

 

[Ranger]

cash offer 50rs for 2 transaction of 100+ with debit card is still showing as "offer collected" in fi money eventhough new month started

Yes, even for UPI offer.

 

[satish0987]

Yes, even for UPI offer.

Yes slowly they r stopping everything

 

[Syed Habeeb]

I was able to load money into Fi account using rupay credit card. Has anyone else tried. Will it become any issue ?

 

[satish0987]

I was able to load money into Fi account using rupay credit card. Has anyone else tried. Will it become any issue ?

Is it using GPay?
This was old trick and account might freeze beware

 

[Kamal Nayan]

Any ideas to maximise this 2% cashback and 4x coins?

1. Maximum limit of 2% Cashback is ₹500(max. 50 per transaction)

2. Maximum limit of 4x FI-coins is 10000 using debit card(max. 2000 per transaction) & 5000 using UPI(max. 500 per transaction)


If you want to maximise both 2% cashback & 4x Fi-coins in least no. of transactions, then do 10 transactions of ₹5000 each using UPI, you'll get ₹500 cashback along with 5000 Fi-coins. And 5 transactions of ₹10000 each using debit card, you'll get 10000 Fi-coins.

So to get Max returns you will have to do transactions worth atleast ₹1 Lakh, and you'll get ₹500 cashback & 15000 Fi-coins but I'll suggest to choose 22500 Fi-coins instead of ₹500 from money-plant, so you'll have a total of 37500 Fi-coins.

And the best value of Fi-coins is 33.33 Fi-coins= ₹1
so 37500 Fi-coins comes out to be ₹1125

Hope this helps

 

[CardSeeker]

1. Maximum limit of 2% Cashback is ₹500(max. 50 per transaction)

2. Maximum limit of 4x FI-coins is 10000 using debit card(max. 2000 per transaction) & 5000 using UPI(max. 500 per transaction)


If you want to maximise both 2% cashback & 4x Fi-coins in least no. of transactions, then do 10 transactions of ₹5000 each using UPI, you'll get ₹500 cashback along with 5000 Fi-coins. And 5 transactions of ₹10000 each using debit card, you'll get 10000 Fi-coins.

So to get Max returns you will have to do transactions worth atleast ₹1 Lakh, and you'll get ₹500 cashback & 15000 Fi-coins but I'll suggest to choose 22500 Fi-coins instead of ₹500 from money-plant, so you'll have a total of 37500 Fi-coins.

And the best value of Fi-coins is 33.33 Fi-coins= ₹1
so 37500 Fi-coins comes out to be ₹1125

Hope this helps

1125 CB On 1.5Lakhs Is Not Even 1% Na

 

[kpravinramesh]

I was able to load money into Fi account using rupay credit card. Has anyone else tried. Will it become any issue ?

I think it is patched now .
For me it is not working .
It used to work earlier .

 

[Kamal Nayan]

1125 CB On 1.5Lakhs Is Not Even 1% Na

₹1125 is the maximum return which you can get if want to utilise the full limit, but for that you'll have to do transaction worth 1 Lakh which is a return of 1.125%

For the the best rate of return one has to do 10 transactions of ₹2500 using debit card which gives ₹500 cashback and 5000 Fi-coins or 27500 Fi-coins.
Which comes out to be CB of ₹825 for ₹25000 transaction that's 3.3% return

So if you do transactions of ₹75000 more, just for extra ₹300 CB you are getting just 0.4% return