FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

Fi Money offers 4 plans - Salary, Infinite, Plus, and Standard. Each has its own benefits, choose your plan and enjoy using Fi

fi.money

 

[onetwo]

Just now did two txn of 10k on cheq via fi Debit card. But I haven't received any coins

There's sometime delay.

 

[Astraea]

Just now did two txn of 10k on cheq via fi Debit card. But I haven't received any coins

Same here. Wait until tomorrow morning for sure we will should get it.

 

[iimadarsh]

Same here. Wait until tomorrow morning for sure we will should get it.

If we perform a UPI transaction via Cheq, will the coin be credited?

 

[satish0987]

I think they have set only 5 per user.

When I checked my history and counted there were only 5 big basket voucher I redeemed.

Nice observation

Just now I too checked my collected offers
I took exactly 5 times 1699 (50₹) offer

Only "1 try left TDY "offers are repetitive rest everything 5 times per user

Fi team should mention it in T&C

 

[satish0987]

If we perform a UPI transaction via Cheq, will the coin be credited?

Yes bt u will get half coins compared to DC
Check with small amounts once

WrOng u can't do via UPI
My mistake

 

[iimadarsh]

How can I initiate a UPI transaction to earn coins? I need to pay my credit card bill, but the Cheq app doesn't show the UPI option. Which platform should I use for the payment?"

There's sometime delay.

 

[iimadarsh]

Yes bt u will get half coins compared to DC
Check with small amounts once

How can I initiate a UPI transaction to earn coins? I need to pay my credit card bill, but the Cheq app doesn't show the UPI option. Which platform should I use for the payment?"

 

[satish0987]

How can I initiate a UPI transaction to earn coins? I need to pay my credit card bill, but the Cheq app doesn't show the UPI option. Which platform should I use for the payment?"

U can't do via FI UPI at present
Best option is using cred
Split your Bill into 2500rs transaction for best rewards

 

[prc1990]

How can I initiate a UPI transaction to earn coins? I need to pay my credit card bill, but the Cheq app doesn't show the UPI option. Which platform should I use for the payment?"

You can't pay on CheQ using FI UPI. Only option is to pay with FI DC.

 

[iimadarsh]

U can't do via FI UPI at present
Best option is using cred
Split your Bill into 2500rs transaction for best rewards

Why not 5k * 10 times ?

 

[iimadarsh]

U can't do via FI UPI at present
Best option is using cred
Split your Bill into 2500rs transaction for best rewards

"I am implementing this strategy."

1. Maximum limit of 2% Cashback is ₹500(max. 50 per transaction)

2. Maximum limit of 4x FI-coins is 10000 using debit card(max. 2000 per transaction) & 5000 using UPI(max. 500 per transaction)


If you want to maximise both 2% cashback & 4x Fi-coins in least no. of transactions, then do 10 transactions of ₹5000 each using UPI, you'll get ₹500 cashback along with 5000 Fi-coins. And 5 transactions of ₹10000 each using debit card, you'll get 10000 Fi-coins.

So to get Max returns you will have to do transactions worth atleast ₹1 Lakh, and you'll get ₹500 cashback & 15000 Fi-coins but I'll suggest to choose 22500 Fi-coins instead of ₹500 from money-plant, so you'll have a total of 37500 Fi-coins.

And the best value of Fi-coins is 33.33 Fi-coins= ₹1
so 37500 Fi-coins comes out to be ₹1125

Hope this helps

 

[satish0987]

Why not 5k * 10 times ?

Yes u can

Basically for 2% cashback u have to minimum 2500+ transaction for 10 times

 

[Astraea]

Nice observation

Just now I too checked my collected offers
I took exactly 5 times 1699 (50₹) offer

Only "1 try left TDY "offers are repetitive rest everything 5 times per user

Fi team should mention it in T&C

I think it's for each and every catlogue. Fi is also making shady T&C.

 

[prc1990]

I think it's for each and every catlogue. Fi is also making shady T&C.

Does that mean irrespective of denomination, we can max. buy 5 vouchers for Amazon Pay or 5 vouchers for each denomination of APay?

 

[CardTox]

I upgraded to Plus account with MAB 10k. As soon as my account goes below to 10k, they send me repeated messages that plz maintain the balance in order to get banefits... Though they ahve not deducted any balance from my account so far.

 

[Kamal Nayan]

"I am implementing this strategy."

1. Maximum limit of 2% Cashback is ₹500(max. 50 per transaction)

2. Maximum limit of 4x FI-coins is 10000 using debit card(max. 2000 per transaction) & 5000 using UPI(max. 500 per transaction)


If you want to maximise both 2% cashback & 4x Fi-coins in least no. of transactions, then do 10 transactions of ₹5000 each using UPI, you'll get ₹500 cashback along with 5000 Fi-coins. And 5 transactions of ₹10000 each using debit card, you'll get 10000 Fi-coins.

So to get Max returns you will have to do transactions worth atleast ₹1 Lakh, and you'll get ₹500 cashback & 15000 Fi-coins but I'll suggest to choose 22500 Fi-coins instead of ₹500 from money-plant, so you'll have a total of 37500 Fi-coins.

And the best value of Fi-coins is 33.33 Fi-coins= ₹1
so 37500 Fi-coins comes out to be ₹1125

Hope this helps

Credit goes to me

 

[satish0987]

I think it's for each and every catlogue. Fi is also making shady T&C.

No coz I try dog digging coins one daily to get extra coins
It works every day
And 129 coins also worked more than 5 times

 

[Kamal Nayan]

No coz I try dog digging coins one daily to get extra coins
It works every day
And 129 coins also worked more than 5 times

What is the maximum amount you've ever got from 129 coins offer. I always get ₹2 only

 

[satish0987]

What is the maximum amount you've ever got from 129 coins offer. I always get ₹2 only

Yes 90% u get 2rs and 10% times u get 3rs
Not good offer but it gives cash daily
Per month 60rs

 

[Ranger]

Though they ahve not deducted any balance from my account so far.

This is a zero balance account dude