FI Money Infinite account | 2% in UPI/Debit Card spends

[iamankit]

Does anyone upgraded to Infinite account variant by maintaining 50k? Share your practical experience on benefits like 2% cashback and their acceptable merchant transactions for those cashbacks.

Account Plans & Benefits | Fi Money

Fi Money offers 4 plans - Salary, Infinite, Plus, and Standard. Each has its own benefits, choose your plan and enjoy using Fi

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[rusty17]

For 2% cb you get a money plant at the end of every month with an option to choose the reward as either cash or Fi coins. This is apart from the 4x coins you get from every UPI/debit card payment you make.

 

[amitamie]

same, got only 352 cashback.

I get only Rs 258 .

 

[Rahul92]

I get only Rs 258 .

I got 500 , is it max ?

 

[amitamie]

I got 500 , is it max ?

Yes max 500 only.
By the way where have you made these transaction and what will be the transaction amount . If you can share.

 

[Chaitanya-a]

Yes I did get the Fi-Coins for the Mobikwik Transactions and rest of the transactions too.

Fi coins are available for walet load. So that can't decide whether you'll get 2% cashback or not. As per my understanding, you didn't get cashback for MobiKwik txns as it is now counted under wallet load.

 

[satish0987]

Currently, I have 25,000 Fi-Coins and want to redeem 500 Amazon GV worth 19,999 Fi-Coins. Should I wait until next month to redeem for a 1000Rs Amazon GV worth 36,499 Fi Coins?

You can wait If you want to risk for next month
Else redeem it ASAP and live in peace without thinking abt next month devaluation,any shocking surprises etc

 

[satish0987]

Fi coins are available for walet load. So that can't decide whether you'll get 2% cashback or not. As per my understanding, you didn't get cashback for MobiKwik txns as it is now counted under wallet load.

Mobikwik killed 3 DC by changing MCC last month

1.Jupiter DC
2.HDFC Platinun DC
3.FI DC

 

[iimadarsh]

For UPI spends max Fi coins per month is 2k(previous 5k)

For DC max Fi coins per month is 8k(previous 10k)

Lets c what shock or suprise fi team give in November month

So after the new change. How much we are saving. Like previously it was 1100 something. Including cb and instant coins. Now ?.

 

[Predator]

Mobikwik killed 3 DC by changing MCC last month

1.Jupiter DC
2.HDFC Platinun DC
3.FI DC

and also killed 90% traffic on their app

 

[satish0987]

So after the new change. How much we are saving. Like previously it was 1100 something. Including cb and instant coins. Now ?.

Let's say u grab entire fi coins
Then total 10k fi coins translates to 200rs(roughly )+ Including any other coins offers u may get 100rs above+ Monthly CB 500

Net monthly u get min 700rs to 900rs

 

[coseee]

Okay so I sat and calculated my transactions, so turns out yes for Mobikwik transanctions with the merchant name just as "Mobikwik: N.A". I didn't receive any casback. I think they really changed it as wallet reload. Whereas for transactions with merchant name of "One Mobikwik". I've received the cashback.

Kind of an opposite thing which happened with HDFC Millenia Debit Card. It's sad, but thik hai, Cred se karlenge.

 

[Syed Habeeb]

I got only 150 because most of the transactions I did in Mobikwik. It looks like I did three additional transactions in cheq and received CB only for that

 

[Rahul Gupta]

Okay so I sat and calculated my transactions, so turns out yes for Mobikwik transanctions with the merchant name just as "Mobikwik: N.A". I didn't receive any casback. I think they really changed it as wallet reload. Whereas for transactions with merchant name of "One Mobikwik". I've received the cashback.

Kind of an opposite thing which happened with HDFC Millenia Debit Card. It's sad, but thik hai, Cred se karlenge.

I got only 150 because most of the transactions I did in Mobikwik. It looks like I did three additional transactions in cheq and received CB only for that

Alot of people clearly mentioned to use cred and cheq only. Now fi is also running out of money and soon they will reduce cashback. Keep checking this page before you use these tricks.

 

[simplewarrior]

Alot of people clearly mentioned to use cred and cheq only. Now fi is also running out of money and soon they will reduce cashback. Keep checking this page before you use these tricks.

On Cred, you guys are using UPI option right ?

 

[satish0987]

On Cred, you guys are using UPI option right ?

Yes and use specifically fi upi only

 

[iimadarsh]

Let's say u grab entire fi coins
Then total 10k fi coins translates to 200rs(roughly )+ Including any other coins offers u may get 100rs above+ Monthly CB 500

Net monthly u get min 700rs to 900rs

Bro can you pls tell me how many transactions I need to make with a debit card to avail the maximum coins per transaction? And what about using UPI?"

 

[imdjay]

Currently, I have 25,000 Fi-Coins and want to redeem 500 Amazon GV worth 19,999 Fi-Coins. Should I wait until next month to redeem for a 1000Rs Amazon GV worth 36,499 Fi Coins?

Kal kisne dekha hai?
Who has seen the future?

 

[amitamie]

Alot of people clearly mentioned to use cred and cheq only. Now fi is also running out of money and soon they will reduce cashback. Keep checking this page before you use these tricks.

They reduce the cashback per transaction Rs 30 max (previously it was 50 ) upto Rs. 500.

 

[Rahul Gupta]

They reduce the cashback per transaction Rs 30 max (previously it was 50 ) upto Rs. 500.

I know but max cashback is still the same 500rs.

 

[Rahul Gupta]

On Cred, you guys are using UPI option right ?

Yes but make sure cred redirects you to FI app for payment.