Finally got HDFC credit card lifetime free. 4th card within 6 months 😂

[Patil007]

After struggling from 6 months to get one HDFC credit card LTF, finally got HDFC millennia credit card lifetime free 🙌.

On June 2022, I had applied via HDFC portal and it shows me Millennia as eligible but they gave me moneyback card. That time spend based LTF offer was there. I refused to accept and they said apply after 6 months. And they gave me millenia after 10 days, but I already spent 50K using ICICI card, so I refused to take new card as well. 😅.

After 4 months, in my office, HDFC representative came to offer LTF card based on Corporate offer, but when I got the card it was paid. Closed the same.

After 10 days same office branch said new rules has come for LTF offer, other bank credit card + salary slip. I confirmed thrice from them and branch manager and finally got LTF millenia 🙏.

Attached is the form they showed me for LTF condition. @TechnoFino

 

[CHOCOPANDA]

What's the minimum limit on a card to ask for LTF millennia on cc?

1 lakh rs

 

[Arnal07]

1 lakh rs

i got 80k

 

[arpipop]

Only if your location is Mumbai.

Mine is. Can you please DM me her number?
I desperately need an agent's help who knows stuff

 

[CHOCOPANDA]

1 lakh rs

@tam I got millenia, only when my limit become 1 lakh, bank initially it was 34k then 74 k then 1lakh, I tried multiple times from bank but they denied, upgrading it, so I told limit needed is 1 lakh, will you now remove the dislike

 

[tam]

@tam I got millenia, only when my limit become 1 lakh, bank initially it was 34k then 74 k then 1lakh, I tried multiple times from bank but they denied, upgrading it, so I told limit needed is 1 lakh, will you now remove the dislike

no, i converted my card to millenia with 25k limit, there are plenty of people who arent being upgraded with even 1.5L+ limit, there are also plenty of people with less than 1L limit millinea

 

[CHOCOPANDA]

no, i converted my card to millenia with 25k limit, there are plenty of people who arent being upgraded with even 1.5L+ limit, there are also plenty of people with less than 1L limit millinea

Good to know this , I just shared what known to me

 

[Vineet_]

no, i converted my card to millenia with 25k limit, there are plenty of people who arent being upgraded with even 1.5L+ limit, there are also plenty of people with less than 1L limit millinea

Which card variant you upgraded to millinia ?
What was your spend pattern & age of card ?

I am looking for my Rupay Moneyback plus but they denied every time even not ready to convert ltf.

 

[HumorSimpson]

Reminds me of “the woodcutter and the golden axe" story

The Woodcutter and the Golden Axe Story

The Woodcutter and the Golden Axe Story

www.kidzstorie.com

 

[tam]

Which card variant you upgraded to millinia ?
What was your spend pattern & age of card ?

I am looking for my Rupay Moneyback plus but they denied every time even not ready to convert ltf.

Tata Neu plus
age was a little bit over a year
spending barely did 1L in a year, But last 2-3 months had spending of 70% of cc limit because cc limit was 25k only

i think lots of it depends on luck to get a good customer service rep who will forward your request to concerned team, most of the time the customer service officer themself deny to process your request further, id say stay persistent, both moneyback plus and millenia have same eligbility, keep mailing and responding to same conversation.