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Finally got idfc wealth :D

  • Thread starter Thread starter epeter07
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epeter07

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I had an idfc savings account and a select credit card, that I got initially when they started offering credit card. After using for 1 + year, I asked then for IDFC wealth updgrade and denied. So I used the permanently block option, as I planned to close the credit card.

Since the credit card never got removed from my idfc account, I raised a separate req to remove it. Then they came back asking for reason and I said I have better rewarding cards and since I was denied wealth, i want to close. They said they will try for upgrade . First they unblocked my card, then they said will raise req for limit enhancement, all documents including salary slips was shared. Then after almost 2 months of back and forth communication, they said they cant process my upgrade request. And finally closed the card.

Yesterday I tried again to apply and this time after entering details it was showing wealth card. Completed application and today completed vkyc and I can already see the credit card in my account. No documents, no verifications. Funny ways idfc works 😀
 
First of all congratulations. You waited for how many months after closing card?
I have Select savings account and I had Classic credit card. I closed my classic credit card before weeks back.
 
First of all congratulations. You waited for how many months after closing card?
I have Select savings account and I had Classic credit card. I closed my classic credit card before weeks back.
thanks, I closed my select card around 1st week of Dec. My savings account is also select.
 
thanks, I closed my select card around 1st week of Dec. My savings account is also select.
Acha.
1. After closing of card. Did you call c.care to remove from your account?
2. When did you apply for wealth credit card?
3. Did you apply through c2c on idfc website? If yes, what was the limit on the existing card?
 
Acha.
1. After closing of card. Did you call c.care to remove from your account?
2. When did you apply for wealth credit card?
3. Did you apply through c2c on idfc website? If yes, what was the limit on the existing card?
I think there was no option to close credit card from mobile app (or I missed it). I used the permanent block option. Since it was not getting removed, I raised the req to close it.
Wealth card I applied yesterday
Yes, I provided the existing credit card option, selected hdfc diners privilege, and selected 10lakh limit.
 
I think there was no option to close credit card from mobile app (or I missed it). I used the permanent block option. Since it was not getting removed, I raised the req to close it.
Wealth card I applied yesterday
Yes, I provided the existing credit card option, selected hdfc diners privilege, and selected 10lakh limit.
Thanks for the info😊
 
I had an idfc savings account and a select credit card, that I got initially when they started offering credit card. After using for 1 + year, I asked then for IDFC wealth updgrade and denied. So I used the permanently block option, as I planned to close the credit card.

Since the credit card never got removed from my idfc account, I raised a separate req to remove it. Then they came back asking for reason and I said I have better rewarding cards and since I was denied wealth, i want to close. They said they will try for upgrade . First they unblocked my card, then they said will raise req for limit enhancement, all documents including salary slips was shared. Then after almost 2 months of back and forth communication, they said they cant process my upgrade request. And finally closed the card.

Yesterday I tried again to apply and this time after entering details it was showing wealth card. Completed application and today completed vkyc and I can already see the credit card in my account. No documents, no verifications. Funny ways idfc works 😀
Bank/Saving account is necessary ?

As you mentioned that you applied via their online portal which would mean they didn't knew about your existing relationship right ?
 
Bank/Saving account is necessary ?

As you mentioned that you applied via their online portal which would mean they didn't knew about your existing relationship right ?
Not sure about that. Even i thought the application wont go through and would get rejected at some point. But the generated card is linked to my same userid which has the savings account and the old closed select card.
 
Not sure about that. Even i thought the application wont go through and would get rejected at some point. But the generated card is linked to my same userid which has the savings account and the old closed select card.
Thanks, people who don't have any relationship with IDFC (like me) would be worried about getting our application rejected as we dont have any existing relationship 😛

If you have RM, can you please ask him about the online application process ?
Do online applications have criteria about cards they accept and the limit with it ?

As, If someone applies via Apay with 7L limit and other with Rubyx with 5L limit.. then will they be treated equally or will Rubyx be given preference as its a core card while Apay is co-branded ?

Other IDFC holder too can share if they have any info regarding this.. would be helpful for others (including me)
 
Thanks, people who don't have any relationship with IDFC (like me) would be worried about getting our application rejected as we dont have any existing relationship 😛

If you have RM, can you please ask him about the online application process ?
Do online applications have criteria about cards they accept and the limit with it ?

As, If someone applies via Apay with 7L limit and other with Rubyx with 5L limit.. then will they be treated equally or will Rubyx be given preference as its a core card while Apay is co-branded ?

Other IDFC holder too can share if they have any info regarding this.. would be helpful for others (including me)
Not much idea, and i dont think i have an rm. Relationship team section in idfc app shows no rm assigned. And no rm ever called me for anything
 
I had an idfc savings account and a select credit card, that I got initially when they started offering credit card. After using for 1 + year, I asked then for IDFC wealth updgrade and denied. So I used the permanently block option, as I planned to close the credit card.

Since the credit card never got removed from my idfc account, I raised a separate req to remove it. Then they came back asking for reason and I said I have better rewarding cards and since I was denied wealth, i want to close. They said they will try for upgrade . First they unblocked my card, then they said will raise req for limit enhancement, all documents including salary slips was shared. Then after almost 2 months of back and forth communication, they said they cant process my upgrade request. And finally closed the card.

Yesterday I tried again to apply and this time after entering details it was showing wealth card. Completed application and today completed vkyc and I can already see the credit card in my account. No documents, no verifications. Funny ways idfc works 😀
Its really funny a friend who had OneCard with super low limit got Wealth without any verification.
 
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