Finally got millenia pre approved offer.

[aniplox]

Dear forum members,
I have finally got millenia in my pre-approved offer as ltf. Now in my profile i have salaried but I'm a student mainly earning through freelancing i don't earn a lot.
When I apply this pre approved offer do I apply as student?

Awaiting your answers.
@Vasuki specially

 

[Vasuki]

Dear forum members,
I have finally got millenia in my pre-approved offer as ltf. Now in my profile i have salaried but I'm a student mainly earning through freelancing i don't earn a lot.
When I apply this pre approved offer do I apply as student?

Awaiting your answers.
@Vasuki specially

If you didn't applied yet
Apply through branch folks

These days pre approved application are getting rejected in hdfc
If you apply through branch they will handle back end rejections

 

[kuchbhi]

If you didn't applied yet
Apply through branch folks

These days pre approved application are getting rejected in hdfc
If you apply through branch they will handle back end rejections

 

[Vasuki]

Janhit me jaari

 

[aniplox]

Janhit me jaari

Abh toh chidia chug gai khet.😭

 

[Vasuki]

Abh toh chidia chug gai khet.😭

Kya hua .

 

[0xfallup]

Kya hua .

remjected! @aniplox application status check kiya tha after applied and abhi kya show ho rha?

 

[aniplox]

Kya hua .

Mail aaya ki rejected.

 

[aniplox]

remjected! @aniplox application status check kiya tha after applied and abhi kya show ho rha?

Shows as Application declined.

 

[amit]

Dear forum members,
I have finally got millenia in my pre-approved offer as ltf. Now in my profile i have salaried but I'm a student mainly earning through freelancing i don't earn a lot.
When I apply this pre approved offer do I apply as student?

Awaiting your answers.
@Vasuki specially

Received the same offer today with 3.91L pre approved limit, will give it as pass. holding 17CC. will not take less than DCB, I can wait.

 

[Vasuki]

Mail aaya ki rejected.

Thoda ruk jate jab tag krke pucha tha 💀

 

[prashu]

I also got pre approved millennia ltf today. Applied without second thought.

Earlier I have pre approved moneyback+. They spam everywhere like SMS, email, push notifications to take moneyback ltf.

I got pre-approved upgrade to millennia FYF . How to make it ltf ?

 

[sidp]

I got pre-approved upgrade to millennia FYF . How to make it ltf ?

As per hdfc's suggestions, you can spend 1Lpa to make it ltf. 🤣(This is exactly hdfc wrote in tnc of some ltf offers)

 

[prashu]

As hdfc's suggestions, you can spend 1Lpa to make it ltf. 🤣(This is exactly hdfc wrote in tnc of some ltf offers)

I believe its fee reversal criteria not LTF

 

[sidp]

I believe its fee reversal criteria not LTF

Yes. That's the point. HDFC is sneaky. Sometimes it send ltf offer on mail. But when you read tnc it says "ltf upon spending 1lpa" ( for millenia). therefore whenever you are confirming ltf offer from hdfc, you should ask for life time free without any spend based or nrv based criteria.
Hdfc uses different tactic. One such example

 

[Tonymathew]

I guess, Millennia more for middle class with moderate spends. DCP more for upper class with moderate spends, like a secondary/tertiary card.

Millennia ideal for annual 4 lakh spend, with quarterly 1 L

Maximising to 12000 rupees cashback in average.
Rounding to 3% CB
No lounge

Regalia, ideal for 7.5L annual spends
Maximising to around 27-28k Cashback
Round to around 3.65% CB. With good amount of national and international lounges. (All conversions with flights and hotels)

So yes RG Gold is a big upgrade, if your spend pattern is of around 60-65k per month.

 

[HumorSimpson]

Yes. That's the point. HDFC is sneaky. Sometimes it send ltf offer on mail. But when you read tnc it says "ltf upon spending 1lpa" ( for millenia). therefore whenever you are confirming ltf offer from hdfc, you should ask for life time free without any spend based or nrv based criteria.
Hdfc uses different tactic. One such example
View attachment 77498

Is that lounge access 2/qtr or 8/year ?

 

[Tonymathew]

Is that lounge access 2/qtr or 8/year ?

Millennia? 2/Qtr .

 

[sidp]

Is that lounge access 2/qtr or 8/year ?

It's 0. 🤣
Upon spending 1Lpq you get option to take 1k gv or 1 dream folk lounge access. 🤭

 

[Tonymathew]

It's 0. 🤣
Upon spending 1Lpq you get option to take 1k gv or 1 dream folk lounge access. 🤭

Millennia ideal for annual 4 lakh spend, with quarterly 1 L

Maximising to 12000 rupees cashback in average.
Rounding to 3% CB
No lounge

Regalia, ideal for 7.5L annual spends
Maximising to around 27-28k Cashback
Round to around 3.65% CB. With good amount of national and international lounges. (All conversions with flights and hotels)

So yes RG Gold is a big upgrade, if your spend pattern is of around 60-65k per month.

Already mentioned, as here voucher makes more sense than lounge.

But if the lounge is in qn, millennia does offer lounge at 8/y, and 2/q, if you spend 1L previous Qtr and not claimed the FK/Amazon voucher of 1k.

 

[GTSaketh]

@aniplox did it ask for occupation details when applying, if yes then what did you enter?