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Finally got millenia pre approved offer.
- Thread starter aniplox
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- millenia offer pre approved
aniplox
TF Select
Is this the reason why the application was declined?
They saying it's office address
Verification fail
So give them signed declared address and they will review it if you send it to
Email mentioned
Attach every document u have for cc application
aniplox
TF Select
I work as a freelancer bhai what should I fill in address, Also are there chances of physical verification now? If so i think it's best I give up and wait 6 months more for next offer ..😅
aniplox
TF Select
The application is rejected even after reconsideration.A guy even came for office verification I told him I work from home so I filled parent's house as office address He said no problem and it's fine then after a week I get cibil enquiry and a message your application has been processed which if I track is declined. Even talking with Hdfc is a headache they only replied me on Fridays even the verification guy called me on friday every other day of the week I was told to wait for a week.With this The only way left now is for me to wait for 6 months again and hope for millennia pre approved.
1 month and this story is still going on🙋🏻♀️🙂
Of course even email travels at snails speed at hdfc. 😁
surojitlaha
TF Premier
Do the kyc as it will increase the chances for card approval
Abhisek
TF Buzz
Bhai ye sab card offer keliye kitne rupees maintain karna hota he? Card like Millenia, Regalia, DCP etc?
Nothing sureshot. But above 1L is recommended.
Plus check personal details in profile section and update accordingly
Abhisek
TF Buzz
Does creating FD with them increase chances of getting these offers? Or liquid fund in savings account is better?
If you maintain preffered, youll get millenia for sure. There is surety below this. But with >1L in savings, decent cibil profile, netbanking profile, you still have a good chance of millenia. As hold off taking preapproved offer, most like offer should get better.
But it might backfire too. In my case offer was changed from ltf RG>paid millenia >ltf millenia. I was holding a preffered speciale gold with few lakhs in sb, few more in fd.
But it might backfire too. In my case offer was changed from ltf RG>paid millenia >ltf millenia. I was holding a preffered speciale gold with few lakhs in sb, few more in fd.
What's ur age? If above 21 and employed then apply directly. Offline or online
Yes and NO both.
But I really don't think it's a wise move to make an fd just to get a pre-approved offer which isn't even sure and though get's declined. So better build cibil score, get other cards and apply C2C.
Existing card limit should be above 50k or much and atleast 6 months old.
Liquid fund is always better for preapproved. But when you do fd through bank employee, they get incentive. If you make them happy , they might be useful in future.
Hdfc is cool like that. They provisionally approved my mother tataneu infinity. Then did offline kyc and after that cancelled. My mother already holds sb account and Ltf RG.1😒
After rejection, they are still sending links to complete v kyc.
aniplox
TF Select
So ig this vkyc was worthless 🙂
It was already showing declined
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