Flipkart Axis bank CC Offer Without Income Proof - C2C Method

[bbiswas]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

 

[007007 is verified member.]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

Afaik currently they are not running the LTF offer. Apply when it's being offered LTF.

 

[bbiswas]

Afaik currently they are not running the LTF offer. Apply when it's being offered LTF.

but they offer me in flipkart app without income proof with 1000 rs flipkart voucher

 

[007007 is verified member.]

but they offer me in flipkart app without income proof with 1000 rs flipkart voucher

If you don't want it LTF, you can go ahead.

 

[prc1990]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

Hello BoB Biswas,

Please wait until the LTF offer comes back. This card can easily be achieved under LTF pricing. 🙂

Also please do not rush for multiple cards in a short span of time as it indicates credit hungriness which Bank doesn't like at all.

 

[bbiswas]

Hello BoB Biswas,

Please wait until the LTF offer comes back. This card can easily be achieved under LTF pricing. 🙂

Also please do not rush for multiple cards in a short span of time as it indicates credit hungriness which Bank doesn't like at all.

if i wait for LTF Offer but when LTF offer come if, without income proof not come....

 

[007007 is verified member.]

if i wait for LTF Offer but when LTF offer come if, without income proof not come....

As you said, your Axis Freecharge application got rejected recently. I doubt this would be approved, and there would be a CIBIL enquiry for no benefit. Your only CC is just 2 months old, you have no income proof so how could one even expect it to be approved? Most banks require at least 12 months old CC for C2C applications.

 

[bbiswas]

As you said, your Axis Freecharge application got rejected recently. I doubt this would be approved, and there would be a CIBIL enquiry for no benefit. Your only CC is just 2 months old, you have no income proof so how could one even expect it to be approved? Most banks require at least 12 months old CC for C2C applications.

i apply axis freecharge and idfc card but no cibil enquiry? i have cibil.com premium sub , i checked and refresh but show no cibil enquiry only bajaj emi card enquiry show my cibil report. i can not undestood why axis and idfc bank does not enquiry my cibil after application!

 

[AllSeeker]

How did u get sbi with 1.2 lacs with no income proof?

Don't apply. Instead open an account in axis with mab 10k maintain 20k at all times and you will get offers directly from bank in 7 months or so.

 

[bbiswas]

How did u get sbi with 1.2 lacs with no income proof?

Don't apply. Instead open an account in axis with mab 10k maintain 20k at all times and you will get offers directly from bank in 7 months or so.

sbi fd se

 

[AllSeeker]

Wait for last quarter of this year, apply c2c in HDFC, AXIS, BOB and ICICI.

You will get them easily. But make sure to wait for quarter end on this year. You are likely to get pre-approved offers too, so when that happens they wont ask income proofs.

 

[007007 is verified member.]

That's not true
It might be approved
One can expect

I didn't say it's impossible. Just the chances are less. He can apply and check! 🤷‍♂️

 

[Extrovert🌃]

@bbiswas wait for couple (6+) of months. Let sbi card make some history in your cibil as we know cibil is 2-3 months slower then others in terms of reporting. With your 1.2L limit, i think you can get even mid tier cards with decent limits if applied via C2C method. Don't keep applying. Give it some rest, keep checking cibil regularly and see when sbi shows up and from then wait for 4-5 months. You'll have higher chances of approval as well as higher initial limit

 

[Ad.Astra]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

There is no need to rush, wait for atleast 6 months and in the mean time use your current credit card and pay bills on time to strengthen your credit score.

 

[bbiswas]

💯

thanks all of you

 

[AllSeeker]

thanks all of you

Don't mention it, we do what we do since we love it 🤣

 

[Sourav]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

I'm pretty sure they will reject your application. You can get axis fk card against your sbi card(C2C basis). At least use your sbi card for 6 months, then apply for it. Getting too much rejection can decrease your cibil score.

 

[prc1990]

i am a student, age 22 , i have only SBI CC limit 1.20 lacs, My card just 2 months old, cibil- 776, today i got flipkart axis bank cc offer without income proof....can i apply or not? from last 2 months i apply axis freecharge cc and bajaj finance emi card and idfc card but all are rejeced....

Also one honest advise, please try to stay way from any Bajaj product.

 

[TheTrickySid]

Also one honest advise, please try to stay way from any Bajaj product.

Bajaj be like:

 

[kochiro]

Wait for last quarter of this year, apply c2c in HDFC, AXIS, BOB and ICICI.

You will get them easily. But make sure to wait for quarter end on this year. You are likely to get pre-approved offers too, so when that happens they wont ask income proofs.

I have icici FD card(72k) since January, sbi card(19k) since march and recently received hdfc(50k) no statement yet. Axis rejected my application multiple times without even asking for any documents. Flipkart app used to generate cibil enquiry even for a misclick on Flipkart cc link. How and when should I apply C2C ?