FLIPKART PAY LATER CLOSED & Cibil jumped 10 points 😂

[unusedbrain1]

Closed my Flipkart payment later of 30 month old & oldest one in cibil
Also closed a 8k emi ( via Flipkart)
To my surprise i was under the impression that 758 cibil will reduce to 750 or less
But it jumped 768.
Next month paytm pay later will be closed lets see what impact it bring ( thats 6. Month old)

 

[saniruidas]

Closed my Flipkart payment later of 30 month old & oldest one in cibil
Also closed a 8k emi ( via Flipkart)
To my surprise i was under the impression that 758 cibil will reduce to 750 or less
But it jumped 768.
Next month paytm pay later will be closed lets see what impact it bring ( thats 6. Month old)

I have Flipkart pay later with 1.2 lacs limit, some years ago they showed as a personal loan, after that they showed as consumer loan. And this is my oldest account after Paytm postpaid and icici CC, I close both.. that time my cibil dropped. So I don't close fk pay later.
But Flipkart section pay later showing unusable. Mailed IDFC they told me pin code issue not serviceable, but they don't close, they will expanding their area for future usage.

Now with 1 year they called me everyday 8 to 9 times offer IDFC first money on behalf the pay later. Before it's 1 lac loans offer, now it's 17.6 lacs pre approved. If I take minimum 5k the credit limit showing in my cibil score for entire life as a personal loan. Because it's credit line.

But when I told everyday I don't need loan, they again and again call me , is there any DND service? Because I don't want to close fk pay later as older account.

Even I asked for Pre approved credit card, they told they don't have 😕

 

[CosmicCat]

I have Flipkart pay later with 1.2 lacs limit, some years ago they showed as a personal loan, after that they showed as consumer loan. And this is my oldest account after Paytm postpaid and icici CC, I close both.. that time my cibil dropped. So I don't close fk pay later.
But Flipkart section pay later showing unusable. Mailed IDFC they told me pin code issue not serviceable, but they don't close, they will expanding their area for future usage.

Now with 1 year they called me everyday 8 to 9 times offer IDFC first money on behalf the pay later. Before it's 1 lac loans offer, now it's 17.6 lacs pre approved. If I take minimum 5k the credit limit showing in my cibil score for entire life as a personal loan. Because it's credit line.

But when I told everyday I don't need loan, they again and again call me , is there any DND service? Because I don't want to close fk pay later as older account.

Even I asked for Pre approved credit card, they told they don't have 😕

Manage your Do Not Disturb preferences for IDFC FIRST Bank through various channels mentioned on this page. | IDFC FIRST Bank

Manage your Do Not Disturb preferences for IDFC FIRST Bank through various channels mentioned on this page.

www.idfcfirstbank.com

Try this.

By the way, my CIBIL hugely improved after I closed my Flipkart Pay Later account with IDFC FIRST Bank. And it was also my oldest one. I recommend you to close it and rest in peace.

 

[saniruidas]

Manage your Do Not Disturb preferences for IDFC FIRST Bank through various channels mentioned on this page. | IDFC FIRST Bank

Manage your Do Not Disturb preferences for IDFC FIRST Bank through various channels mentioned on this page.

www.idfcfirstbank.com

Try this.

By the way, my CIBIL hugely improved after I closed my Flipkart Pay Later account with IDFC FIRST Bank. And it was also my oldest one. I recommend you to close it and rest in peace.

Thank you, I will tried both, even I also think to close apay later also.

 

[Mahirathore360]

Closed my Flipkart payment later of 30 month old & oldest one in cibil
Also closed a 8k emi ( via Flipkart)
To my surprise i was under the impression that 758 cibil will reduce to 750 or less
But it jumped 768.
Next month paytm pay later will be closed lets see what impact it bring ( thats 6. Month old)

what is the reason for the 10 points jump ?

 

[harsh_ujjwal]

Closed my Flipkart payment later of 30 month old & oldest one in cibil
Also closed a 8k emi ( via Flipkart)
To my surprise i was under the impression that 758 cibil will reduce to 750 or less
But it jumped 768.
Next month paytm pay later will be closed lets see what impact it bring ( thats 6.

Closed my Flipkart payment later of 30 month old & oldest one in cibil
Also closed a 8k emi ( via Flipkart)
To my surprise i was under the impression that 758 cibil will reduce to 750 or less
But it jumped 768.
Next month paytm pay later will be closed lets see what impact it bring ( thats 6. Month old)

Great.. ur cibil went up. I heard going down also. Congrats