Flipkart Pay Later issue

[Prithi]

My Flipkart PayLater account has been showing "Paused" for a while. But the loan amount (IDFC) is still showing in CIBIL. Also, looks like Flipkart has stopped Pay Later service all together. What should I do?



The loan is showing a tenure of "5 Years", which it just completed last month. Does that mean it will close on its own?

 

[avikrish]

My Flipkart PayLater account has been showing "Paused" for a while. But the loan amount (IDFC) is still showing in CIBIL. Also, looks like Flipkart has stopped Pay Later service all together. What should I do?

View attachment 72508

The loan is showing a tenure of "5 Years", which it just completed last month. Does that mean it will close on its own?

View attachment 72509

Hi i faced similar issue, I tried to do ekyc but still it shows the same as above. Flipkart support is worst, so I closed the payment later account by calling IDFC team , they closed it.

 

[Prithi]

Hi i faced similar issue, I tried to do ekyc but still it shows the same as above. Flipkart support is worst, so I closed the payment later account by calling IDFC team , they closed it.

I tried doing the E-KYC. But the button didn't even work.
Which IDFC number did you call? And did they send the NOC?

 

[avikrish]

I tried doing the E-KYC. But the button didn't even work.
Which IDFC number did you call? And did they send the NOC?

Paylater | IDFC FIRST Bank

Get in touch with IDFC FIRST Bank customer care for your Paylater queries.

www.idfcfirstbank.com

Check this out

I called them, post verification they placed a request to close, within 10 days it got closed, and it took 2-3 months to reflect in cibil.

If outstanding is zero and you should not use paylater after placing a closure. That's it.

Noc kind off they didn't gave me. But it is showing as zero, so it should be fine i felt.

I did 2 years back, may be now cibil might get reflected faster.

 

[Prithi]

Paylater | IDFC FIRST Bank

Get in touch with IDFC FIRST Bank customer care for your Paylater queries.

www.idfcfirstbank.com

Check this out

I called them, post verification they placed a request to close, within 10 days it got closed, and it took 2-3 months to reflect in cibil.

If outstanding is zero and you should not use paylater after placing a closure. That's it.

Noc kind off they didn't gave me. But it is showing as zero, so it should be fine i felt.

I did 2 years back, may be now cibil might get reflected faster.

Thanks. I'll try it out.

 

[Prithi]

Paylater | IDFC FIRST Bank

Get in touch with IDFC FIRST Bank customer care for your Paylater queries.

www.idfcfirstbank.com

Tried this link. But after entering my number, it gave error.
So I called Flipkart and asked them to cancel the Pay Later account. After few minutes received a call from Flipkart Pay Later department and they closed the account. Then I logged in to https://my.idfcfirstbank.com/login and downloaded the NOC.

 

[bijin]

close that bullshit. otherwise, it would destroy credit score

 

[Basil Baby0729]

I had the same query, I did contact IDFC as Flipkart support is the worst. They said that IDFC has terminated partnership with Flipkart and hence further transactions are not allowed. I have just closed all the loan accounts and waiting to get my paylater account to get closed. Both IDFC and Flipkart have no knowledge about anything we ask them, like when we call IDFC they say please call Flipkart and vice versa. Its better to stay away from these lending institutions.