indusind Pinnacle card as *Lifetime Free* by spending 50000 in 3 months, also Indus exclusive account as 0mab with 0 forex txn through debit card and 0.93% cashback on cc payment through same debit card by linking with pinnacle card. And for applying or For more details about these 2 products ping me.... Last 22 approvals pending. After this no pinnacle will source into 5k fee..