Forex spend - super premium/milestone card/O forex cards

[MSU]

Hello

I have a 250000 INTL online spend coming up . I am scratching my head to decide on which to use. Any pointers will help

1) Amex plat charge - High mark up but points decent
2) Infinia - 2 percent mark up decent option. 1000 statement credit will come anyway for Intl transactions in addition
3) One card zero forex
4) Axis Visatara infinite - just got it - no milestone done - high mark up
5) IDFC vistara- just got it - 3 percent mark up no miles stones done yet - new card

Maninder

 

[Riya Sharma]

use Infinia .

 

[shubhamk]

If like optimising your spend. Go with Infinia.

If you’re someone who does not like optimising and likes to pool points only at one place, use Amex like I do.

 

[svs_23]

If it’s hotel or airline, Axis Atlas even with forex on higher side.
If it’s something else, axis infinite reserve, if you have it.
If not Infinia,

Make sure the category you are spending on is not excluded from the rewards in the CC that you plan to use.

 

[EternallyHopeful]

One Card is zero forex? Are you sure? Wasn't it 1%?

 

[Channakya]

Hello

I have a 250000 INTL online spend coming up . I am scratching my head to decide on which to use. Any pointers will help

1) Amex plat charge - High mark up but points decent
2) Infinia - 2 percent mark up decent option. 1000 statement credit will come anyway for Intl transactions in addition
3) One card zero forex
4) Axis Visatara infinite - just got it - no milestone done - high mark up
5) IDFC vistara- just got it - 3 percent mark up no miles stones done yet - new card

Maninder

Apply for idfc Maruya card , zero mark up and decent points on intl spends

 

[bing1309]

One Card is zero forex? Are you sure? Wasn't it 1%?

One card is 1% but note there is an offers section you have to enable 0 forex and once enabled then only you can spend and equally it will be given back as points and note capping is maximum 20,000points. But if there is something like 5x or if you are already in 5x unlocked spends or 7x offer is live in rewards points in return with 0 forex it's better than all other cards above mentioned.

If you had axis reserve this would have not been an issue but one card looks like child but when spend offers comes in 5x and 7x combo with such makes much better in rewards than other cards.

Just note that one card cannot be useful if your travel dates are from 1st to 9th of every month because the 0 forex live offer won't come. takes time by bank to show in app to reactivate that offer and every offer of 0 forex Expiry on month end and needs reactivation once new stamp kind offer kicks in. (If 5x or 7x is running in your one card unlocked spends then no worries the same will be recovered plus additional bonus)

 

[EternallyHopeful]

One card is 1% but note there is an offers section you have to enable 0 forex and once enabled then only you can spend and equally it will be given back as points and note capping is maximum 20,000points. But if there is something like 5x or 7x rewards points in return with 0 forex it's between than all other cards above mentioned.

Alright.. Got it, brother.

 

[bing1309]

Alright.. Got it, brother.

Idfc mayura is also good. In forex and cash withdrawal in larger sum in ATM and lesser forex master card exchange rate than visa. Works out. And no glitches like world safari rbl card.