FY 2024-25 End - Credit Card Retention Offers

[Ram1]

Anybody tried and got any good retention offer from banks?

 

[Anindya98]

Anybody tried and got any good retention offer from banks?

While closing Axis Neu LTF got 1250 ER rentention offer but rejected it and got Privilege LTF.
Trying to convert my FK Axis to LTF, renewal is this month and already crossed 3.8L annual spends.

 

[Ram1]

While closing Axis Neu LTF got 1250 ER rentention offer but rejected it and got Privilege LTF.
Trying to convert my FK Axis to LTF, renewal is this month and already crossed 3.8L annual spends.

Previlege ltf is great deal.
I don't they will convert fk to ltf. Give a good case to them

 

[pinki]

Planning. . .

 

[Ram1]

Planning. . .

10days left. Plan it big and safe just like Lucky Bhaskar😈🤣

 

[kuchbhikuchbhi is verified member.]

for me all are LTF till now

till now i have only taken cards never closed any

 

[Anindya98]

Previlege ltf is great deal.
I don't they will convert fk to ltf. Give a good case to them

Yes, all my other Axis cards are LTF, and spending ₹3.5L on FK in a year isn’t feasible for me. Luckily, during the festive season, HDFC made a blunder, and I had to lend my credit card to a friend who bought two iPhones. Plus, another friend got an S25 Ultra last month.
Any good points to mention for LTF conversion.

 

[Ram1]

Yes, all my other Axis cards are LTF, and spending ₹3.5L on FK in a year isn’t feasible for me. Luckily, during the festive season, HDFC made a blunder, and I had to lend my credit card to a friend who bought two iPhones. Plus, another friend got an S25 Ultra last month.
Any good points to mention for LTF conversion.

Good spends case and comparison with hdfc swiggy ltf are 2 good points to mention.
99% they wont convert. U can take fee waiver through retention every year even if u cant spend 3.5L
Recently closed my fk axis after getting swiggy cc

 

[kuchbhikuchbhi is verified member.]

Yes, all my other Axis cards are LTF, and spending ₹3.5L on FK in a year isn’t feasible for me. Luckily, during the festive season, HDFC made a blunder, and I had to lend my credit card to a friend who bought two iPhones. Plus, another friend got an S25 Ultra last month.
Any good points to mention for LTF conversion.

axis generally doent convert flipkart or any card to LTF afaik

 

[Anindya98]

Recently closed my fk axis after getting swiggy cc

I have SBI CB, but nowadays, double or triple dipping is possible with FK Axis, so I’m keeping it.
@kuchbhi will give it a try, I have nothing to lose.

 

[Ram1]

for me all are LTF till now

till now i have only taken cards never closed any

When i started cc journey, i used to like paid ccs only. That time i was crazy about getting ccs. Approval is more important than fees.
because cc to bank tricks like wallets,rents etc... ,i didn't care about spending.

Now I'm feeling pain and trying for ltf cards🥲🤣

 

[kuchbhikuchbhi is verified member.]

When i started cc journey, i used to like paid ccs only. That time i was crazy about getting ccs. Approval is more important than fees.
because cc to bank tricks like wallets,rents etc... ,i didn't care about spending.

Now I'm feeling pain and trying for ltf cards🥲🤣

i never had any cards till one day i had to purchase laptop and didn't have hdfc cc for discount

since then i started collecting cc and collected only a few which are actually relevant.

 

[kvndsz512]

Previlege ltf is great deal.
I don't they will convert fk to ltf. Give a good case to them

anything good about privilege?

 

[kvndsz512]

While closing Axis Neu LTF got 1250 ER rentention offer but rejected it and got Privilege LTF.
Trying to convert my FK Axis to LTF, renewal is this month and already crossed 3.8L annual spends.

neo toh zomato wala offer me use ho jata xD privilege ka kya faida?

 

[sicko101]

I raised Axis Privilege closure request last month and they offered me 5000 RP to stay.

Now I will raise closure request for Axis Flipkart, what to expect?

 

[Anindya98]

Now I will raise closure request for Axis Flipkart, what to expect?

Fee reversal or 500 CB IG

 

[msd07]

how is it related to FY end? it normally happens on card renewal month rite?

 

[praful47]

While closing Axis Neu LTF got 1250 ER rentention offer but rejected it and got Privilege LTF.
Trying to convert my FK Axis to LTF, renewal is this month and already crossed 3.8L annual spends.

What should be the limit to get privilege in pre approved section?

 

[Fini7777]

Anybody tried and got any good retention offer from banks?

Raised req for RBL world safari card closure
Asked them to convert my card to LTF, but they denied it and said they could waive off the AF for this yr, I accepted

 

[Fini7777]

While closing Axis Neu LTF got 1250 ER rentention offer but rejected it and got Privilege LTF.
Trying to convert my FK Axis to LTF, renewal is this month and already crossed 3.8L annual spends.

I was in a similar situation, asked to close ACE or conv to LTF
they offered me MyZone LTF as an upgrade instead of privilege LTF though I tried to negotiate for privilege, they didn't agree