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FY 2024-25 End - Credit Card Retention Offers

yes

yes

Can you share the spending in the last 6 months and the limit?
Understood.

Limit 2L, paid all bills on time always, except last month which was delayed by 6 days and they reversed all kinds of fees and charges except GST.
Must've spend north of 2L easily, not sure as last month only the bill was of 1L.

My kotak,HDFC and AU card has the lowest limit as above and ICICI highest with 5.8
 
Understood.

Limit 2L, paid all bills on time always, except last month which was delayed by 6 days and they reversed all kinds of fees and charges except GST.
Must've spend north of 2L easily, not sure as last month only the bill was of 1L.
Try to convert your Infinity to LTF. I think for RG floor limit is 3L.
My kotak,HDFC and AU card has the lowest limit as above and ICICI highest with 5.8
HDFC card limit matters in case of HDFC RG upgrade.
 
Got annual fees waiver for Simply Click card
Fee waiver for which year? The fees you already paid for previous year or the upcoming fee payment?

I had called customer care, and they seemed to offer me annual fee waiver for fees paid in June 2024, which didn't make any sense to me... He said it will be reserved on card... I was expecting a waiver for the upcoming fees...

But there is no paper trail unfortunately... So will wait a couple days for next update else will close the card... My card anniversary is in May so have some time...
 
Fee waiver for which year? The fees you already paid for previous year or the upcoming fee payment?

I had called customer care, and they seemed to offer me annual fee waiver for fees paid in June 2024, which didn't make any sense to me... He said it will be reserved on card... I was expecting a waiver for the upcoming fees...

But there is no paper trail unfortunately... So will wait a couple days for next update else will close the card... My card anniversary is in May so have some time...
why not just take that 500rs+89rs gst back xD and after that close the card 😂 or else if u can take risk then let the next yr fees also be charged and get that refund also

but don't skip the last yrs fee waiver why do u want to leave that? bcuz they don't give waiver for what is not charged so next yr fees will surely be charged what so ever


either close card after getting the 589 back or let may fees also be charged and then after few days or months again call it and get refund ez
 
Haha, yeah, that's the plan, to wait and see if they reverse the paid fees, if not, I will ask in writing for the next fees waiver...
why not just take that 500rs+89rs gst back xD and after that close the card 😂 or else if u can take risk then let the next yr fees also be charged and get that refund also

but don't skip the last yrs fee waiver why do u want to leave that? bcuz they don't give waiver for what is not charged so next yr fees will surely be charged what so ever


either close card after getting the 589 back or let may fees also be charged and then after few days or months again call it and get refund ez
 
Haha, yeah, that's the plan, to wait and see if they reverse the paid fees, if not, I will ask in writing for the next fees waiver...
yes so u told them to reverse it ? mostly would come in 3-4 days i guess...

after this if u want keep the card and next yr again do this and get waiver 😛

or close it before next yr fees is charged in may
 
yes so u told them to reverse it ? mostly would come in 3-4 days i guess...

after this if u want keep the card and next yr again do this and get waiver 😛

or close it before next yr fees is charged in may
Yes, asked them to reverse 😁... Had to clarify though if they will also reverse the joining benefit, they said no, joining benefit will not be reversed 😂 need to certain after SBI started reversing sale points

I'd rather not pay the fees for next year instead of getting another waiver tbh... But will decide in April to close or keep...
 
why not just take that 500rs+89rs gst back xD and after that close the card 😂 or else if u can take risk then let the next yr fees also be charged and get that refund also

but don't skip the last yrs fee waiver why do u want to leave that? bcuz they don't give waiver for what is not charged so next yr fees will surely be charged what so ever


either close card after getting the 589 back or let may fees also be charged and then after few days or months again call it and get refund ez
update on my SBI Card fees, received the 4999 fee reversal on my card account, the gst of 900 was not reversed, which is fine tbh... will mostly close this card next month (unless they reverse next year fees) but I don't think the bank will reverse 2 years of fees without significant usage...
 
update on my SBI Card fees, received the 4999 fee reversal on my card account, the gst of 900 was not reversed, which is fine tbh... will mostly close this card next month (unless they reverse next year fees) but I don't think the bank will reverse 2 years of fees without significant usage...
which card was it?
 
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