General Banking Discussions Thread

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[varun__goel_]

Offtopic
Guys from today I am maintaining 15k mab in my HDFC account (2.5 required digi save)

And will be doing 40k transaction from dc (wallet load) + some cc bill payments

My account is one Month old and in semi urban area (ya shayad rural hai🤔)

How much will it take for first pre approved ?

5 - 6 months

 

[ashwinkashwink is verified member.]

Offtopic
Guys from today I am maintaining 15k mab in my HDFC account (2.5 required digi save)

And will be doing 40k transaction from dc (wallet load) + some cc bill payments

My account is one Month old and in semi urban area (ya shayad rural hai🤔)

How much will it take for first pre approved ?

What is your age?
What is the cause of your cibil score below 750 ?

 

[doraemon]

What is your age?
What is the cause of your cibil score below 750 ?

Age 20
Cibil don't know
I got my first cc 5k fd kotak one
And this month only my cibil start showing and it's 710

Maybe they have reported high spends

How can I improve that?
Will stop using card help for some months?

On onescore ite showing that I have used 19% limit
But on etmoney it's showing 93% limit used

 

[varun__goel_]

Age 20
Cibil don't know
I got my first cc 5k fd kotak one
And this month only my cibil start showing and it's 710

Maybe they have reported high spends

How can I improve that?
Will stop using card help for some months?

On onescore ite showing that I have used 19% limit
But on etmoney it's showing 93% limit used

Pay all your outstanding balance except 100-200 before 30/31 of every month

It will keep CUR low in cibil. And cibil will boost easily

 

[doraemon]

Pay all your outstanding balance except 100-200 before 30/31 of every month

It will keep CUR low in cibil. And cibil will boost easily

Ok boss 😃

 

[rafzy]

I paid 9500 cc bill (for YES Marquee CC) via Park+ using indie signature visa dc an didnt get any gems. The previous transaction on the previous day I paid around 20k cc bill (for Axis Atlas CC) via same method and got gems. I dont understand why? is it random that we get gems or do we get genuinely 1% as gems?

 

[doraemon]

I paid 9500 cc bill (for YES Marquee CC) via Park+ using indie signature visa dc an didnt get any gems. The previous transaction on the previous day I paid around 20k cc bill (for Axis Atlas CC) via same method and got gems. I dont understand why? is it random that we get gems or do we get genuinely 1% as gems?

They are not giving gems on park+ using dc NOW

 

[rafzy]

They are not giving gems on park+ using dc NOW

I got it day before yesterday.
The 52 is earned by paying axis atlas cc bill pay via P+.
The 0 is the one where I paid cc bill of YES marquee.

 

[rafzy]

I got it day before yesterday.
The 52 is earned by paying axis atlas cc bill pay via P+.
The 0 is the one where I paid cc bill of YES marquee.

View attachment 46970

I just tried again and today also no gems. So I guess they stopped gems after hearing Axis's devaluation 😆😆😆

 

[doraemon]

I just tried again and today also no gems. So I guess they stopped gems after hearing Axis's devaluation 😆😆😆

More devaluation on the way

 

[its_karan]

Maybe they have reported high spends

Mat karo fir

hera pheri

Pay all your outstanding balance except 100-200 before 30/31 of every month

It will keep CUR low in cibil. And cibil will boost easily

Basically

last days of the month

main karlo 1-9%

 

[doraemon]

Mat karo fir

hera pheri

Karunga but bill generation date se pehle 0 kar dunga o/s

 

[its_karan]

To all

Utilities pe 11% plus konsa card de rha hai

Which can be applied before March ends

 

[varun__goel_]

Karunga but bill generation date se pehle 0 kar dunga o/s

Bill generation date ki dikkat nhi hai

Jis din bank cibil m report krta hai us din due akm rkho

Lotak month end m report krta h to 26-27 tak krdo

 

[VISHESH_BANSAL]

To all

Utilities pe 11% plus konsa card de rha hai

Which can be applied before March ends

AU LIT 🔥 till there are ways to get Required MCCs

 

[its_karan]

AU LIT 🔥 till there is way to get Required MCCs

theek hai bhaiji

dekhlete hain

 

[its_karan]

Required MCC

Bhaiji

Bta rahe ho toh ye MCC bhi bta do

5682

2923

Inme se koi jani pehchani mehek aarahi hai kya

 

[VISHESH_BANSAL]

Bhaiji

Bta rahe ho toh ye MCC bhi bta do

5682

2923

Inme se koi jani pehchani mehek aarahi hai kya

Are you sure these are MCCs and Not section Number of any Act, which you are studying Recently ?🤣

 

[its_karan]

Are you sure these are MCCs and Not section Number of any Law which you are studying Recently ?🤣

Muje laghi raha tha

HDFC walon ne chutiya kata hai

Socha guruji se poochlo

 

[VISHESH_BANSAL]

Muje laghi raha tha

HDFC walon ne chutiya kata hai

Socha guruji se poochlo

HDFC se hand to Hand Category bhi phuch liya karo, agar Category bhi bta dege toh mtlab sahi Information de rahe hai