General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[Deleted member 26181]

Indie Debit card showed invalid in my coaching's payment gateway (phir se dhoka ho gaya)

 

[doraemon]

Indie Debit card showed invalid in my coaching's payment gateway (phir se dhoka ho gaya)
View attachment 46991

Bhindi ko crime patrol mai Lana padega

 

[doraemon]

Guys I was checking payzapp and there is a option to select sbm bank cc for UPI so that means paisabzaar step up card will work?
@varun__goel_

 

[NShah]

Guys I was checking payzapp and there is a option to select sbm bank cc for UPI so that means paisabzaar step up card will work?
@varun__goel_

Y e s

 

[doraemon]

Y e s

Thamko o o

 

[Deleted member 26181]

@doraemon bhindie ke saath aage ka kya plan hai?

 

[BhaiyaJi]

View attachment 47069
@doraemon bhindie ke saath aage ka kya plan hai?

Mast fry karke khaa jao

 

[BhaiyaJi]

View attachment 47069
@doraemon bhindie ke saath aage ka kya plan hai?

 

[doraemon]

Abhi ek quarter aur lootunga

View attachment 47069
@doraemon bhindie ke saath aage ka kya plan hai?

 

[doraemon]

Offtopic

Need some clarifications regarding form 15g for TDS

I have 4L fd which renews every year (principal portion) in post office
I have five two NSC of 50k in post office and also contributing 1.5lac into ppf every year
And various small amounts fds in au bank

I checked my ais and only India post has reported my fd intrest and a tds of around 9k is deducted in last fy

How can I stop that?
I am gareeb and have no income

I know I can file form 15g
But have some questions


Do I have to file form 15g with every bank?
When to file?
In au bank app form 15g ask for estimated total income what to fill in this?
@its_karan

 

[its_karan]

I am gareeb and have no income

We are purchasing a shop costing 20 lakhs
We have cash and want to deposit that in bank account for cheque issue purpose


How can I deposit in such a way it doesn't not attract tax or it department attention


I have 13 accounts
Can I deposit 49k in each of them?

Need your inputs in this

Hanji

Maan liya

 

[doraemon]

Hanji

Maan liya

Thats my father's money not mine
I have not started earning yet bro

 

[its_karan]

I checked my ais and only India post has reported my fd intrest and a tds of around 9k is deducted in last fy

How can I stop that?

Reporting cannot be stopped

TDS can be


Submit 15G at every institution where you have made a FD

1.5lac into ppf every year

Not Applicable as Interest itself is exempt

a tds of around 9k is deducted in last fy

15G will stop TDS of FY 23-24

For PYs claim Refund

Do I have to file form 15g with every bank?

Yes ji

When to file?

Anytime During FY

I would recommend

FY start
And also get acknowledgement of the same and try to get auto-populated pre-filled form
This would avoid any manual errors

In au bank app form 15g ask for estimated total income what to fill in this?

Tutorial video from a person I trust

 

[Chhota Bheem]

Offtopic

Need some clarifications regarding form 15g for TDS

I have 4L fd which renews every year (principal portion) in post office
I have five two NSC of 50k in post office and also contributing 1.5lac into ppf every year
And various small amounts fds in au bank

I checked my ais and only India post has reported my fd intrest and a tds of around 9k is deducted in last fy

How can I stop that?
I am gareeb and have no income

I know I can file form 15g
But have some questions


Do I have to file form 15g with every bank?
When to file?
In au bank app form 15g ask for estimated total income what to fill in this?
@its_karan

How much is the interest on FD, TDS is 9k?

Just go to the branch and say your income is below exemption limit, they will fill the form and you can sign.

For me this is a headache as I can't avail the benefit of 15G. Specifically for NCD interest, I sold most of the bonds in open market (liquidity is an issue here).

So my investments are now 10-50k in each company, to avoid TDS.

 

[doraemon]

How much is the interest on FD, TDS is 9k?

Just go to the branch and say your income is below exemption limit, they will fill the form and you can sign.

For me this is a headache as I can't avail the benefit of 15G. Specifically for NCD interest, I sold most of the bonds in open market (liquidity is an issue here).

So my investments are now 10-50k in each company, to avoid TDS.

So true its a headache
I will file my itr next year for the first time
Hope it solves the issue in long run

 

[its_karan]

Bhailog

Axis ko Retention benefits dene ke liye kab dhamki dena uchit rehta hai

If card is issued today

 

[VISHESH_BANSAL]

Bhailog

Axis ko Retention benefits dene ke liye kab dhamki dena uchit rehta hai

If card is issued today

You can call now

 

[Shubham Yadav]

Bhailog

Axis ko Retention benefits dene ke liye kab dhamki dena uchit rehta hai

If card is issued today

aisa lagta h toh nhi chuxis dhamki se darta

abhi lakho log card cancel krwa rahe h

koi farak nhi padega dheet ko

 

[BhaiyaJi]

Bhailog

Axis ko Retention benefits dene ke liye kab dhamki dena uchit rehta hai

If card is issued today

Request karne m aap late ho, aapko last year request karna tha

 

[its_karan]

Request karne m aap late ho, aapko last year request karna tha

Try karlete hai bhai

17th Jan ko bhi someone did

Aur waise bhi