General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[John Since]

But One thing I have to agree.. their credit card offering is amazing..

Get 5 jewels on every ₹100 spent on 3 brands you choose.

2 jewels on all other spends for every ₹100 spent

only with ₹999/year, and 1st year Free






* 1 jewel=20paisa

How come it's amazing
When you pay Rs.1000/- as annual fees you can get amazing card like SBI Cashback card which gives flat 5%
Bullshit card they have in my opinion.

 

[AritraSaha]

I was being sarcastic.

Now i have explained myself.

 

[Arun Pratheep]

Credited to source ? or Indie account?
Didn't escalated to customer care ? Or play store has become the escalation dept now ?

Mine Credited to source, since I haven't gone ahead with account opening till the refund came.

 

[neo.puneet]

I transfer it. Where u facing problem?

tried transferring 11k and it says first upi limit if rs. blank, there was no number in iOS app. iOS app sucks imho. when you enter mpin at the last transaction page there is no button to submit since it is hidden behind keyboard, you need to minimize the app then come back and suddenly ‘done’ button comes up in the keyboard, i believe they haven’t done proper qa of ios app, i would have done it better myself

 

[VISHESH_BANSAL]

tried transferring 11k and it says first upi limit if rs. blank, there was no number in iOS app. iOS app sucks imho. when you enter mpin at the last transaction page there is no button to submit since it is hidden behind keyboard, you need to minimize the app then come back and suddenly ‘done’ button comes up in the keyboard, i believe they haven’t done proper qa of ios app, i would have done it better myself

It is 5k but for first 24 hours only.

 

[4uziaul]

tried transferring 11k and it says first upi limit if rs. blank, there was no number in iOS app. iOS app sucks imho. when you enter mpin at the last transaction page there is no button to submit since it is hidden behind keyboard, you need to minimize the app then come back and suddenly ‘done’ button comes up in the keyboard, i believe they haven’t done proper qa of ios app, i would have done it better myself

Need to raise your patience level.

 

[gowthamv]

Indie Account opened without any issues at 4:00 AM since I just noticed this thread . Initial funding done via Yes Bank DC, no issues. Waiting to get upgraded to Megastar. Have 0-balance Indus Exclusive with LTF Visa Signature/MC World/Visa Gold from last year's Diwali offer and Legend CC. This will be a nice addition for 3% CB. Chose Flipkart, BlinkIt and JioMart since for Amazon, ICICI APay card's 5% with Prime is higher.

Off Topic:- What was the Diwali offer that you have mentioned?

 

[AritraSaha]

Need to raise your patience level.

I think you have made the best decision, not to open account..

 

[neo.puneet]

Need to raise your patience level.

i'll do so master shifu

 

[AritraSaha]

We are getting bamboozled by the issues and bugs.

 

[4uziaul]

I think you have made the best decision, not to open account..

That's why I am the self proclaimed Guru.

 

[Tejo]

W

i also faced similar problem but my addhar was alreay linked, so after sometime i tried again on indie app and it works

When did you tried like time?

 

[neo.puneet]

I was looking for a digital account after closing my DBS account and this seems to be a good choice in terms of IMPS payments. Initial issues of the app/service is a pain but i'm seeing this app might provide the same service experience as DBS in future.

 

[AritraSaha]

I was looking for a digital account after closing my DBS account and this seems to be a good choice in terms of IMPS payments. Initial issues of the app/service is a pain but i'm seeing this app might provide the same service experience as DBS in future.

Yeah
Maybe
Let's see.

 

[AritraSaha]

I was looking for a digital account after closing my DBS account and this seems to be a good choice in terms of IMPS payments. Initial issues of the app/service is a pain but i'm seeing this app might provide the same service experience as DBS in future.

Imps is free on few bank(sbi,kotak,indus,bob).

 

[AritraSaha]

That's why I am the self proclaimed Guru.

How many bank account u have?
How many u use them.

 

[4uziaul]

How many bank account u have?
How many u use them.

SBI - Savings / Current
IndusInd - Savings (Select Account)
Paytm Bank - If you consider it a bank
AU - Savings
Kotak - Savings

IndusInd, AU and Kotak opened in the last few months. I have no plans to open anymore accounts in the future.

 

[AritraSaha]

I think sbi in metro city are good.

I my sbi branch they loot the poor ppl with insurances scam.

 

[4uziaul]

I think sbi in metro city are good.

I my sbi branch they loot the poor ppl with insurances scam.

You are not wrong, but then again, it depends on where your bank is located. If it's in a posh area, your experience will be good, and if it's located in a not-so-posh area... baad main ana lunch break chal raha hai

 

[John Since]

I think sbi in metro city are good.

I my sbi branch they loot the poor ppl with insurances scam.

I am going to close SBI tomorrow. It's lying like dud without a single rupee.
Want to close Jupiter too but the app fluifity keeps me thinking.
Rest will have Kotak and Indus exclusive and Indie continuing.
Is there any benefit of SBI for which I shouldn't close it?