John Since
TF Ace
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General Banking Discussions Thread
- Thread starter John Since
- Start date
AritraSaha
TF Prestige
Plz send the promotional poster.
Piyush_Jaiswal
TF Ace
Here it is. Now, all such scams are skill based as few governments have banned luck based lottery system. Dream 11 is one such example. They fought in court to prove themselves that their platform have skill based games.
Amazon asking silly questions at the end of Spin and Win, etc is for the same reason. To prove that it was skill based and not completely luck based.
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VISHESH_BANSAL
TF Pioneer
Piyush_Jaiswal
TF Ace
Few debit card transactions were categorised correctly. But most of them were inaccurate. Maybe due to technical glitch.
They do try to categorize them according to MCC but it is still full of glitches. Hope after few months we will be able to get the correct category.
For UPI Spends made on merchant, even after choosing the category as Grocery, it still shows as Shopping.
VISHESH_BANSAL
TF Pioneer
If I do DC Txn now then Indie will show category instantly or will take a few days ?
Piyush_Jaiswal
TF Ace
Instantly. They even credit the gems instantly. It can be redeemed instantly. Credited to bank instantly.
VISHESH_BANSAL
TF Pioneer
It is showing DC txn as Personal Transfers .Instantly. They even credit the gems instantly. It can be redeemed instantly. Credited to bank instantly.
So this is how Indie Classify the txn ?
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Chaitanya-a
TF Prestige
Personal transfer me to 🛎 reward ni dega ye. Galat tagging hui to waste hai ye card se txn krna.
Piyush_Jaiswal
TF Ace
Yes
My most of the transactions were categorized as Personal Transfers.
But some transaction were correctly categorized.
Piyush_Jaiswal
TF Ace
No. The rewards system and money mate are completely different and are not linked.
You get reward points if you spend on MCC which are not excluded, but it will show as Personal Transfers in money mate.
Chaitanya-a
TF Prestige
Reward depends on how Indie classifies your txn. 3 preferred merchant will get cashback as usual. But for rest 0.5% cashback it would be troublesome.
Piyush_Jaiswal
TF Ace
Yes they do classify them, but that classification is not shown to us. "Haathi ke daant dikhane ke kuch aur khane ke kuch aur"
VISHESH_BANSAL
TF Pioneer
Personal Transfer toh sabhi txns hai.Yes
My most of the transactions were categorized as Personal Transfers.
But some transaction were correctly categorized.
All txns are my personal txns.
Yeh Category toh Aloo jaisi hai kisi bhi Txn(Sabzi) ke saath fit .
Piyush_Jaiswal
TF Ace
Yes. Same here.
rahulsethi
TF Ace
Another reason to open with Megastar status. Zero forex on Signature debit card with Indie Megastar.
Piyush_Jaiswal
TF Ace
Raise a complain to nodal officer seeking Rs 100/day compensation according to RBI guidelines. If denied, raise a complain to RBI Ombudsman, they will call you within 2 days and will give the refund with compensation.
Here's the mail id-
nodal.officer@indusind.com
Piyush_Jaiswal
TF Ace
Zero charges on cash withdrawal at International ATMs too, which is rare.
repertoire
TF Select
Anyone know if the 0.5% RR still applies for international tx? That would make this a pretty sweet deal.
Piyush_Jaiswal
TF Ace
You should get as they have not excluded them as of now. I have not personally tried yet. But expect devaluation soon.
They have already devalued their reward structure in 2 weeks only by adding few more excluded categories and capping maximum gems that can be redeemed.
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