Good Rupay LTF Credit Card for UPI usage

[Shivx]

Can you please suggest me a good Rupay based credit card for UPI transactions which gives good rewards/cashback. I know there are threads about best UPI rupay cards but I have specific criteria so making a new one.

I need a card Preferably LTF or can be converted to LTF, ones which are available on C2C basis.

Tata Neu is out of the table since it shows just paid for me and PNB apparently don't accept C2C. IDFC also not an option since they are not serviceable in my area. So which other card/s are good for UPI usage.

 

[VISHESH_BANSAL]

Sabne HDFC ko nahi luta hota

Bhaiji

HDFC Swiggy use hi nhi karna.

Without HDFC Swiggy bhi 13.8% off pe Swiggy GV milte hai via Parkplus using Cashback SBI.

 

[VISHESH_BANSAL]

Duddu toh Millennia card se free mil jaata hai.... Refer the post below:

Amazon - Get 25% Cashback Upto Rs.100 On Amazon Shopping For All Users.

मोय बिना लिस्ट छोटी है @D₹V Je to hai 😝.

www.technofino.in

Good Find 🤣

 

[Vasuki]

Duddu toh Millennia card se free mil jaata hai.... Refer the post below:

Amazon - Get 25% Cashback Upto Rs.100 On Amazon Shopping For All Users.

मोय बिना लिस्ट छोटी है @D₹V Je to hai 😝.

www.technofino.in

Not everyday 💀

 

[Deleted member 27665]

Not everyday 💀

Everyday ko offer nahi bolte... Bheekh bolte hain 👻

 

[its_karan]

Duddu toh Millennia card se free mil jaata hai.... Refer the post below:

Iss trick main

Na millenia ki Zarurat hai

Na Swiggy ki

Na doodh ki

Karne wale kahi bhi karsakte hain ye

 

[Deleted member 27665]

Karne wale kahi bhi karsakte hain ye

You mean to say OYO

 

[its_karan]

You mean to say OYO

Sahi hai bhai

Mera hi bill fad de

खाया पिया कुछ नही, गिलास तोड़ा बारह आना

 

[Deleted member 27665]

Sahi hai bhai

Mera hi bill fad de

खाया पिया कुछ नही, गिलास तोड़ा बारह आना

Are bhai..... Bas hasi mazaak kar raha tha.... Nothing to be much serious about..... Sorry if u got offended...

Waise गिलास तोड़ा toh OYO extra charge leta hai

 

[its_karan]

Are bhai..... Bas hasi mazaak kar raha tha.... Nothing to be much serious about..... Sorry if u got offended...

Waise गिलास तोड़ा toh OYO extra charge leta hai

Its all cool bro

Cheers!

Oh sorry, Glass toh toot gaya tha

 

[Cc_creditguy]

Why would you Iocl on amazon

You should bought Amazon voucher through portal

Coz its offer for Axis Bank card

 

[Cc_creditguy]

Why would you Iocl on amazon

You should bought Amazon voucher through portal

Edge portal ri88 ??

 

[Vasuki]

Edge portal ri88 ??

Yes always redirect & buy thought it if u buying big

 

[Cc_creditguy]

Yes always redirect & buy thought it if u buying big

Ohhkk idk that I only know about smart buy , apart from that what other platforms are there

 

[Deepak_Shetty]

I made a transaction of Rs 13749 on Amazon, I received rp of 13749 , but here the rp worth is 20p ri8

1% (5x points) is if your transaction value is less than 5k.

 

[Visith]

You want best credit card for UPI
And don't want to pay fees 😁😁💀

Here is list -
1 - tata infinity -1.50 %
2- kotak Myntra - 1.25% ( above 2k )
3- tata plus - 1%
4- kotak league - 1% + if u reach 1 lakh milestone
5- axis iocl -1% but 3.5 l fees reversal ( ltf better)


Don't try to close your eyes thinking world will stop .
Tata neu is best even if paid ..
Ltf depends on your relationship with hdfc

Bro can you please explain how Axis IOCL is giving 1% on UPI spends? I was of understanding that its only 0.2%

 

[Deepak_Shetty]

Bro can you please explain how Axis IOCL is giving 1% on UPI spends? I was of understanding that its only 0.2%

What's the reward points for online transaction less than or equal to 5000 Rs?

 

[Visith]

What's the reward points for online transaction less than or equal to 5000 Rs?

Got it as UPI is categorized as online spends(5 RP per Rs 100)

 

[Vasuki]

Got it as UPI is categorized as online spends(5 RP per Rs 100)

Y e s .
But that depends on merchant too .

 

[bigbyte]

Y e s .
But that depends on merchant too .

What type of merchant will give points?

 

[bigbyte]

@DocFixIt @VISHESH_BANSAL @Abhishek012

1. What is the reward rate of SBI Simply Save Rupay card on UPI?
It is not clear from website, if they have any special reward rate for UPI/

2. Also, What is the MCC for paying local Subziwala, Paanwala, and similar small merchants via UPI? Does this fall under groceries and fetch 10x / 5X points on SBI SimplySave card or SBI BPCL Card?