Good Rupay LTF Credit Card for UPI usage

[Shivx]

Can you please suggest me a good Rupay based credit card for UPI transactions which gives good rewards/cashback. I know there are threads about best UPI rupay cards but I have specific criteria so making a new one.

I need a card Preferably LTF or can be converted to LTF, ones which are available on C2C basis.

Tata Neu is out of the table since it shows just paid for me and PNB apparently don't accept C2C. IDFC also not an option since they are not serviceable in my area. So which other card/s are good for UPI usage.

 

[Gaara]

Tata Neu

Check this out: Tata neu Plus conversion into LTF

 

[Vasuki]

Can you please suggest me a good Rupay based credit card for UPI transactions which gives good rewards/cashback. I know there are threads about best UPI rupay cards but I have specific criteria so making a new one.

I need a card Preferably LTF or can be converted to LTF, ones which are available on C2C basis.

Tata Neu is out of the table since it shows just FYF for me and PNB apparently don't accept C2C. IDFC also not an option since they are not serviceable in my area. So which other card/s are good for UPI usage.

You want best credit card for UPI
And don't want to pay fees 😁😁💀

Here is list -
1 - tata infinity -1.50 %
2- kotak Myntra - 1.25% ( above 2k )
3- tata plus - 1%
4- kotak league - 1% + if u reach 1 lakh milestone
5- axis iocl -1% but 3.5 l fees reversal ( ltf better)


Don't try to close your eyes thinking world will stop .
Tata neu is best even if paid ..
Ltf depends on your relationship with hdfc

 

[Vasuki]

Check this out: Tata neu Plus conversion into LTF

Hdfc is not same to everyone 🌝

 

[Shivx]

You want best credit card for UPI
And don't want to pay fees 😁😁💀

Here is list -
1 - tata infinity -1.50 %
2- kotak Myntra - 1.25% ( above 2k )
3- tata plus - 1%
4- kotak league - 1% + if u reach 1 lakh milestone
5- axis iocl -1% but 3.5 l fees reversal ( ltf better)


Don't try to close your eyes thinking world will stop .
Tata neu is best even if paid ..
Ltf depends on your relationship with hdfc

Well I meant good ltf free credit card for rupay usage. Should have added that in the title lol. Paid options are not feasible for me since I am not sure I will be able to reach the waive off criteria

 

[VISHESH_BANSAL]

Well I meant best ltf free credit card for rupay usage. Should have added that in the title lol. Paid options are not feasible for me since I am not sure I will be able to reach the waive off criteria

Indus Rupay Platinum.

 

[Vasuki]

Well I meant best ltf free credit card for rupay usage. Should have added that in the title lol. Paid options are not feasible for me since I am not sure I will be able to reach the waive off criteria

Try axis iocl ltf
Kotak 3 yr free

 

[VISHESH_BANSAL]

Try axis iocl ltf
Kotak 3 yr free

Kotak 3 Yr Free kyu suggest kar rahe.

Bhai ko strict LTF chayie🤣

590 ke badle 500 ka Myntra GV lene walo m se nhi hai bhai nhi to thread nhi banta🤣

 

[Gaara]

Try axis iocl ltf

Merako milagha? 🤔

 

[Vasuki]

Merako milagha? 🤔

Try krte rho ..if u have iocl card ..call every week for cancellation & ltf cancellation 😂 rn i m looting that card so I won't threaten them for anything 😂

 

[Gaara]

Kotak 3 Yr Free kyu suggest kar rahe.

Bahi ko strict LTF chayie🤣

590 ke badle 500 ka GV lene walo m se nhi hai bhai nhi to thread nhi banta🤣

Kotak people asked him to promote it, in order to grant LE 😂

 

[Akash Topder]

You want best credit card for UPI
And don't want to pay fees 😁😁💀

Here is list -
1 - tata infinity -1.50 %
2- kotak Myntra - 1.25% ( above 2k )
3- tata plus - 1%
4- kotak league - 1% + if u reach 1 lakh milestone
5- axis iocl -1% but 3.5 l fees reversal ( ltf better)


Don't try to close your eyes thinking world will stop .
Tata neu is best even if paid ..
Ltf depends on your relationship with hdfc

Wait! Axis IOCL gives 1% valueback for UPI?

 

[Gaara]

Try krte rho ..if u have iocl card ..call every week for cancellation & ltf cancellation 😂 rn i m looting that card so I won't threaten them for anything 😂

I'm not having the card yet.
You said you'll post detail thread about it "how it's still valid card for looting even with 3.5L" 😂
Waiting for that thread.

 

[iamabhisekagar]

Hands Down Kotak League Platinum CC...If LTF...other wise of you can spend 50k in a yr then Kotak IOCL

 

[Zacobite]

Well I meant best ltf free credit card for rupay usage. Should have added that in the title lol. Paid options are not feasible for me since I am not sure I will be able to reach the waive off criteria

i wd suggest idfc.. fee is only 199 and year 1 gets refunded in 4 transactions.. i am using that.. but only existing customers.. so whichever cc u already have.. they will hive u a free rupay.. explore

 

[Vasuki]

I'm not having the card yet.
You said you'll post detail thread about it "how it's still valid card for looting even with 3.5L" 😂
Waiting for that thread.

Previlgae card multi brand voucher is gone ..that lead to the downfall of this card ..still it gives 1% on Upi..but
With PREVILGAE multi brand voucher it was 2% 🥸

 

[OverdosingOnCopium]

Previlgae card multi brand voucher is gone ..that lead to the downfall of this card ..still it gives 1% on Upi..but
With PREVILGAE multi brand voucher it was 2% 🥸

Are you sure about this? I loved Privilege so much. Has it actually been confirmed yet?

 

[Vasuki]

Are you sure about this? I loved Privilege so much. Has it actually been confirmed yet?

Most likely y e s
But can only be 100 suree after 20th ..

The previlgae is killed if not for multi brand voucher.

I will still use axis for multi brand iocl + previlgae but if previlgae is gone there is no sense for iocl too

 

[Vasuki]

Wait! Axis IOCL gives 1% valueback for UPI?

Y .e s
For 80 k upi i got 4k point
5 point =1 rs

 

[Akash Topder]

Y .e s
For 80 k upi i got 4k point
5 point =1 rs

Online spend or offline?