Got an ICICI Emeralde card, limit: 17k. The existing ICICI card Limit: 6.8L. How to LE the Emeralde?

[abhikbose]

I recently got a Paid Emralde (plastic) upgrade in internet banking. Despite the negative reviews, I opted for it as I frequently fly and use the lounge (I will use the spa in future, too). I have a few existing ICICI credit cards. The maximum one is an LTF Saphirro (under alumni offer) with a 6.8 lakh limit. The new Emralde is issued with a limit of 17k only; I am not sure why! Following is my relationship with ICICI.

1. Have a wealth management savings account. [I previously had a Gold privileged account, which they upgraded to wealth management]
2. Total relationship value with ICICI is approximately six lakhs.
3. CIBIL: 792
4. Other ICICI Card limit: Max limit is 6.8 Lakh
5. Previous spending on ICICI cards: 2-5 lakhs in a year for the last 5 years
6. Previously used to get continuous LE after every 6 months from ICICI.
7. Total income from salary: No taxable income

I have tried the following to get the Emralde limit enhanced.

1. Written to wealthmanagement@icicibank.com. They replied that credit card limit enhancement is a sensitive issue that can't be handled over email.
2. Called the customer care, and they said no credit enhancement offer is available
3. Talked with the deputy branch manager of my home branch (Powai, Mumbai). Apparently, she also has no clue.

At present, I can't get HDFC Infinia or anything (considering no taxable income), and I want a card with lots of airport lounge access. So, this is my choice. I often buy international flight tickets using the ICICI Saphirro. This Emralde gives a 1% reward, which is very poor but better than 0.5% of the Saphirro. So, I need a limit enhancement on the Emeralde.

Any help and hacks to get a limit enhancement of the Emralde will be helpful. Also, any idea why they are offering me an upgraded card with a 17k limit when I have an existing card with a 6.8L limit?

 

[aniketkr.sharma]

I recently got a Paid Emralde (plastic) upgrade in internet banking. Despite the negative reviews, I opted for it as I frequently fly and use the lounge (I will use the spa in future, too). I have a few existing ICICI credit cards. The maximum one is an LTF Saphirro (under alumni offer) with a 6.8 lakh limit. The new Emralde is issued with a limit of 17k only; I am not sure why! Following is my relationship with ICICI.

1. Have a wealth management savings account. [I previously had a Gold privileged account, which they upgraded to wealth management]
2. Total relationship value with ICICI is approximately six lakhs.
3. CIBIL: 792
4. Other ICICI Card limit: Max limit is 6.8 Lakh
5. Previous spending on ICICI cards: 2-5 lakhs in a year for the last 5 years
6. Previously used to get continuous LE after every 6 months from ICICI.
7. Total income from salary: No taxable income

I have tried the following to get the Emralde limit enhanced.

1. Written to wealthmanagement@icicibank.com. They replied that credit card limit enhancement is a sensitive issue that can't be handled over email.
2. Called the customer care, and they said no credit enhancement offer is available
3. Talked with the deputy branch manager of my home branch (Powai, Mumbai). Apparently, she also has no clue.

At present, I can't get HDFC Infinia or anything (considering no taxable income), and I want a card with lots of airport lounge access. So, this is my choice. I often buy international flight tickets using the ICICI Saphirro. This Emralde gives a 1% reward, which is very poor but better than 0.5% of the Saphirro. So, I need a limit enhancement on the Emeralde.

Any help and hacks to get a limit enhancement of the Emralde will be helpful. Also, any idea why they are offering me an upgraded card with a 17k limit when I have an existing card with a 6.8L limit?

Contact on Twitter, I was able to get my all cards limit matched from them.