Got an upgrade for HDFC DCB(Diners Club Black)

bala_bhaskar · Feb 13, 2023

Hi Experts,

I've recently got an upgrade for my HDFC Regalia Credit Card (After not using it for sometime) to Diners Club Black,
i'm a salary account holder with HDFC but it is showing charges of 10k per year and waived off if spend 5 Lakh in an year.

I'm currently holding SC Ultimate and Axis My Zone cards(Swiggy and Movie Tickets).

As per the latest T&C of DCB i can see that no rewards for Wallet Load, fuel and Rent Payments.

Should i accept this invite or ignore and wait for Infinia ?
Or should i stick to the same(Regalia) with lifetime free.

These days i'm barely using HDFC as i'm getting better rewards with Standard Chartered Ultimate Card.

Please Suggest.

WhoU · Feb 13, 2023

Forget about diners black if paid. There are way better cards in market.

anirban.choudhury · Feb 13, 2023

Paid dcb not useful now , Magnus is way better , I would suggest even between paid infinia and paid Magnus , go for paid Magnus

Rahul Gupta · Feb 13, 2023

How long did you leave your card unused? You didn't even do a single transaction?

NikTravelEnthusiast · Feb 13, 2023

People are still getting rewards on rent payments(via redgirraffe) on HDFC cards.

NikTravelEnthusiast · Feb 13, 2023

I am also in same situation. Really hard to decide as Magnus is more lucrative than DCB paid version.
All depends on your spend. If you can pay 5 lacs on DCB, It's renewal is waived off.And you may get an upgrade offer for Infinia sooner.

NikTravelEnthusiast · Feb 13, 2023

To the best of my knowledge, DCB should be First year free when you are upgrading.

Sandy Singh · Feb 14, 2023

I got the same offer, emailed the bank to make it LTF and they refused. So not upgrading it right now, maybe will ask for limit enhancement on Regalia and try for Infinia upgrade in future.

bala_bhaskar · Feb 14, 2023

Yes , its free for the first year.

bala_bhaskar · Feb 14, 2023

I've done some but the volume is very less compared to before,

Spent max 2-3k in a month.

vaibhav111 · Feb 14, 2023

go for magnus

ak93 · Feb 14, 2023

I got the same offer. I took it for now. Will ask the card to be converted to LTF after 10 months, else close it. Rarely using this card since I got magnus.

sv004 · Feb 14, 2023

Can we get add on card in magnus easily?

LT1 · Feb 14, 2023

Depends on what you value more - cashbacks or airmiles/hotel points. Also, whether you use Indigo for your domestic flights usually.
If you can cross the 1L milestone even two or three months in a year - Magnus is worth it.
However, if you dont cross this and you value Indigo redemptions via HDFC, FYF DCB is not bad. You can take it up and see how much spends you are able to put on it. You will run into issues with daily and monthly Bonus RP caps with DCB ...

ak93 · Feb 14, 2023

I heard it's easier to get add on along with primary card during application itself. There is no easy way to apply once we get the primary card. I will try for the same in a month by calling the customer care.

LT1 · Feb 14, 2023

No. Some folks got it via offline application for the primary card itself. Online or through customer care, nobody has a clue ...

Pawan_KS · Aug 10, 2023

As of now you can get DCB LTF only under alumni offer provided u meet the salary criteria for DCB. List os attached for your reference.

itsds · Oct 21, 2023

What was your existing limit on Regalia when you got the upgrade ? Did you opt the upgrade ?

itsds · Oct 21, 2023

What was your existing limit on Regalia when you got the upgrade ? Did you opt the upgrade ?

Got an upgrade for HDFC DCB(Diners Club Black)

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