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Got Axis Rewards MasterCard Credit Card LTF

✪ D&C Cards Connoisseur 💳

TF Select
VIP Lounge
RML Group
I would like to share my experience of getting Axis Rewards MasterCard Credit Card Lifetime Free.
I was previously holding 3 Axis Cards (Flipkart, Neo & MyZone Visa). As MyZone Swiggy offer got devalued, I was searching for alternative to get Swiggy offer and came accross Rewards Card. Also got to know MyZone Mastercard benefit from TF. So, my story goes below as hierarchy:
1. In the first week of Feb, raised request to CC for changing MyZone network to Master else upgrading to Rewards LTF, but both declined. Asked to close MyZone visa and retention team offered 2500 points.
2. On 17th Feb, again raised request to close MyZone visa and this time CC offered 2500 points.
3. On 18th Feb, redeemed 5000 points and finallly raised request for closure of Myzone visa (official rule is card cannot be closed within 1 year if retention points are accepted but there was no check).
4. On 20th Feb, applied for MyZone Master, but application got rejected even after Cibil enquiry. Raised concern to PNO with valid RBI circular links for knowing exact reason for rejection and PNO suppressed Cibil enquiry.
5. Exactly after one month, on 18th March I applied for LTF Rewards MasterCard through bank emloyee (Rewards Master is only shown it their tab and not Visa or Rupay). Cibil enquiry done on 22nd March, and boom ! card got approved on 25th March. Card dispatched today through Bluedart courier.

Some key points:
1. Rewards LTF cards get approved only if you monthly salary is above 50k.
2. Axis bank employees can apply any Axis card LTF, from basic to super premium. I personally have seen the option, don't ask me how, sorry can't disclose.

1743097506012.webp

Note: To prevent spam, I can share the bank employee number if you are available to meet him only between Joka to Alipore in Kolkata. And the mandatory pre-requisite are your monthly income should be above 50K and you should not hold 3 Axis cards. If these criteria fulfills, DM me.
 
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Kindly change your user name to "Axis Loot expert"

Also, confusion remains: you now have Flipkart, Neo, MyZone Mastercard and Rewards Mastercard? 4 cards? You have only mentioned you closed My Zone Visa but said you got My Zone MC and Rewards MC. So how come 4 cards?
No buddy I have 3 cards only. Neo & Flipakart Visa and Rewards Mastercard.
I have applied MyZone Master after closing MyZone Visa, but that got rejected.

Here is what I said:
On 20th Feb, applied for MyZone Master, but application got rejected even after Cibil enquiry. Raised concern to PNO with valid RBI circular links for knowing exact reason for rejection and PNO suppressed Cibil enquiry.
 
I would like to share my experience of getting Axis Rewards MasterCard Credit Card Lifetime Free.
I was previously holding 3 Axis Cards (Flipkart, Neo & MyZone Visa). As MyZone Swiggy offer got devalued, I was searching for alternative to get Swiggy offer and came accross Rewards Card. Also got to know MyZone Mastercard benefit from TF. So, my story goes below as hierarchy:
1. In the first week of Feb, raised request to CC for changing MyZone network to Master else upgrading to Rewards LTF, but both declined. Asked to close MyZone visa and retention team offered 2500 points.
2. On 17th Feb, again raised request to close MyZone visa and this time CC offered 2500 points.
3. On 18th Feb, redeemed 5000 points and finallly raised request for closure of Myzone visa (official rule is card cannot be closed within 1 year if retention points are accepted but there was no check).
4. On 20th Feb, applied for MyZone Master, but application got rejected even after Cibil enquiry. Raised concern to PNO with valid RBI circular links for knowing exact reason for rejection and PNO suppressed Cibil enquiry.
5. Exactly after one month, on 18th March I applied for LTF Rewards MasterCard through bank emloyee (Rewards Master is only shown it their tab and not Visa or Rupay). Cibil enquiry done on 22nd March, and boom ! card got approved on 25th March. Card dispatched today through Bluedart courier.

Some key points:
1. Rewards LTF cards get approved only if you monthly salary is above 50k.
2. Axis bank employees can apply any Axis card LTF, from basic to super premium. I personally have seen the option, don't ask me how, sorry can't disclose.

View attachment 88349

Note: To prevent spam, I can share the bank employee number if you are available to meet him only between Joka to Alipore in Kolkata. And the mandatory pre-requisite are your monthly income should be above 50K and you should not hold 3 Axis cards. If these criteria fulfills, DM me.
Congrats for the feat.

When you say Axis bank employee, you meant someone who is part of credit card team or just any bank employee or BM/RM, if you are aware.

(Also I hope you have confirmed that its LTF as the message image from Axis does not mention 0 Joining and Annual Charges. Its axis, so better to confirm.)
 
Oh ok now understood. Lucky you! So you got to find out that Rewards Mastercard is LTF on the spot upon checking agent/bank employee's phone ?
There are two codes in the dropdown, one is for paid & other is for LTF. Once LTF code is applied, then in the card's dropdown list, it showed all card variants right from Neo to top cards like Select, Magnus, Atlas, etc. Haven't checked other cards network, but for Rewards, only Master was showing. Not sure for paid code, if Visa & Rupay are there. The card network doesn't matter for me, because bin of Neo & Rewards are different even for Master. You know what I mean to tell 😀
 
Congrats for the feat.

When you say Axis bank employee, you meant someone who is part of credit card team or just any bank employee or BM/RM, if you are aware.

(Also I hope you have confirmed that its LTF as the message image from Axis does not mention 0 Joining and Annual Charges. Its axis, so better to confirm.)
Thanks for your concern and awareness. Yes I shared the OTP with the bank employee after Joining & Annual charges are shown as Zero in SMS. Also, I received the card today & in the welcome letter, it is mentioned both the charges as Zero.
 
There are two codes in the dropdown, one is for paid & other is for LTF.
Was the bank employee in credit card team or any bank employee has this software access?

And this was an app in employee's mobile, right?
Once LTF code is applied, then in the card's dropdown list, it showed all card variants right from Neo to top cards like Select, Magnus, Atlas, etc.
Assuming you get all the higher variant cards as LTF too, did you ask the employee to apply those instead of Rewards.
I mean why Rewards IF higher variant can be applied as well.
 
Was the bank employee in credit card team or any bank employee has this software access?

And this was an app in employee's mobile, right?

Assuming you get all the higher variant cards as LTF too, did you ask the employee to apply those instead of Rewards.
I mean why Rewards IF higher variant can be applied as well.
No I haven't asked because although I have 20+ cards, but I hold all cards for specific purposes or needs (not for reward points but for benefits). Basically I need two cards for getting Zomato & Swiggy benefits and Axis Neo & Rewards solve this purpose. Also Axis Rewards gives two Dom lounges access without any spend based criteria. I don't see Swiggy offer in any other cards where minimum cart value is 200 only.
 
No I haven't asked because although I have 20+ cards, but I hold all cards for specific purposes or needs (not for reward points but for benefits). Basically I need two cards for getting Zomato & Swiggy benefits and Axis Neo & Rewards solve this purpose. Also Axis Rewards gives two Dom lounges access without any spend based criteria. I don't see Swiggy offer in any other cards where minimum cart value is 200 only.
You might want to recheck the lounge condition.
 
No I haven't asked because although I have 20+ cards, but I hold all cards for specific purposes or needs (not for reward points but for benefits). Basically I need two cards for getting Zomato & Swiggy benefits and Axis Neo & Rewards solve this purpose. Also Axis Rewards gives two Dom lounges access without any spend based criteria. I don't see Swiggy offer in any other cards where minimum cart value is 200 only.
Are sure there is no spend criteria for the rewards card?
 
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