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Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

D₹V

TF Pioneer
I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.
 

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I am in a same boat as you. Have been ignoring Business Moneyback for past 2 months and the only thing that changed so far is that now they are offering it LTF (previously it was paid). I also want Millennia but I guess since I also have business profile with them they are not going to offer Millennia. Have you changed your profile and did that make any difference?
Yes, they're offering Business Moneyback LTF every 2 days, no changings.

I had talked with the CC executive, she told every month offer refresh. So check after 15th April. She was quite humble. I'll check only after 15th April now 😅.
 
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Speak with your RM and upgrade your account to Classic account. AFAIK u will be eligible for at least Millenia. I got my card like this. Keeping MAB above 1 L will also help
This doesn't work with hdfc. Your account variant doesn't matter for CC offer. I have preferred account yet stuck with Moneyback card since 4 years.

Better leave hdfc card and apply for Magnus if you've another card with limit higher than 4L. HDFC cards aren't worth this much efforts.
 
3 months aur ruk jata hu, Diners Club Black with 3 Lacs Limit to mil hi jayega 🤣🤣🤣. Aur wait kar lu kya? 🤣

IMG_20230720_204443_425.jpg

P.s. 3 months baad offer refresh hua hai Business Moneyback se, ab Millennia, Indian Oil, etc card mil raha 🤣.

Key note here is Patience 🙂. Warna ek baar kachra card lene ke baad HDFC ko aapki koi parwaah nahi.
 
3 months aur ruk jata hu, Diners Club Black with 3 Lacs Limit to mil hi jayega 🤣🤣🤣. Aur wait kar lu kya? 🤣

View attachment 23255

P.s. 3 months baad offer refresh hua hai Business Moneyback se, ab Millennia, Indian Oil, etc card mil raha 🤣.

Key note here is Patience 🙂. Warna ek baar kachra card lene ke baad HDFC ko aapki koi parwaah nahi.
Millenia lelo Bhai.
Galti se bhi IOCL mt Lena 🥹
 
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