Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

[D₹V]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.

 

[CARDBITRAGE]

Skip it. It's better to stick to debit cards than use Moneyback. If you have a good amount of transactions through your HDFC account, they should give you a better offer eventually.

 

[D₹V]

Skip it. It's better to stick to debit cards than use Moneyback. If you have a good amount of transactions through your HDFC account, they should give you a better offer eventually.

Yes, even Millennia DC offers better reward than this!

How much time it'll take to get a new offer? 😛

 

[CARDBITRAGE]

You should see one within 2-3 months.

 

[Dr-green69]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Wait for few months u will get better offer.

 

[D₹V]

Wait for few months u will get better offer.

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

 

[Slayer]

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

Was going to comment what point of any card other than Magnus

Then remembered not everyone has Magnus

 

[D₹V]

Was going to comment what point of any card other than Magnus

Then remembered not everyone has Magnus

Yes, absolutely. But this is the path, everyone have to go through it until unless, one have Much amount of NRV with Axis 😊.

 

[Slayer]

Yes, absolutely. But this is the path, everyone have to go through it until unless, one have Much amount of NRV with Axis 😊.

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

 

[D₹V]

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

Thanks for the info 😉, noted. Also Amazon ICICI LE are insane 😂, kotak also.

 

[Slayer]

Thanks for the info 😉, noted. Also Amazon ICICI LE are insane 😂, kotak also.

Feel like ICICI has not been generous with LE for me considering the spends and relation

First org opened my sal account in ICICI and then i never bothered to change my sal account

But ICICI did approve AmazonPay in 2 mins which was nice

 

[D₹V]

Feel like ICICI has not been generous with LE for me considering the spends and relation

First org opened my sal account in ICICI and then i never bothered to change my sal account

But ICICI did approve AmazonPay in 2 mins which was nice

I guess, those who use less & diversified merchants gets LE sooner in any bank.

 

[CARDBITRAGE]

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

Exactly! At first I couldn't believe that they were accepting Apay cards. XD

 

[Slayer]

Exactly! At first I couldn't believe that they were accepting Apay cards. XD

Their strategy be like
Sabko Magnus do

 

[D₹V]

Anyone got Pre approved millennia directly? 🤔

 

[midhun]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Speak with your RM and upgrade your account to Classic account. AFAIK u will be eligible for at least Millenia. I got my card like this. Keeping MAB above 1 L will also help

 

[pprakash11]

Anyone got Pre approved millennia directly? 🤔

Yes. One of my family member, HDFC Diners Millenia with 1.5 L limit

 

[rockyBalboa]

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

I am in a same boat as you. Have been ignoring Business Moneyback for past 2 months and the only thing that changed so far is that now they are offering it LTF (previously it was paid). I also want Millennia but I guess since I also have business profile with them they are not going to offer Millennia. Have you changed your profile and did that make any difference?

 

[D₹V]

Speak with your RM and upgrade your account to Classic account. AFAIK u will be eligible for at least Millenia. I got my card like this. Keeping MAB above 1 L will also help

Hmm, I also think so. Classic account might help. Can I downgrade easily after getting CC?

 

[D₹V]

Yes. One of my family member, HDFC Diners Millenia with 1.5 L limit

Wow... Pre approved? Salaried?