Got pre-approved offer for BizBlack Metal & Power (Floater)

[Dexter_011]

Hi guys. I was checking HDFC Xpressway portal today and saw BizBlack and BizPower credit cards being offered as pre-approved. I was skeptical at first but it was indeed pre-approved because the application process asked me to choose card first and then confirm details. These cards are chargeable cards, both joining and renewal fees have to be paid. Although I will not be taking these cards as my business spends are not that much.
I currently have Classic Savings account and Millennia CC (cl above 5l), no other relationship with HDFC bank and I am self-employed.

But if any of you guys wanted to get these business cards, you can check HDFC Xpressway portal and get these cards without much hassle, if you are eligible.

https://applyonline.hdfcbank.com/xpressway.html

 

[m4b]

Any relationship with HDFC and how much?

 

[ENIAC]

so CIBIL hit?

 

[chnsrao123]

Any Cibil hit?

 

[vaibhav111vaibhav111 is verified member.]

Hi guys. I was checking HDFC Xpressway portal today and saw BizBlack and BizPower credit cards being offered as pre-approved. I was skeptical at first but it was indeed pre-approved because the application process asked me to choose card first and then confirm details. These cards are chargeable cards, both joining and renewal fees have to be paid. Although I will not be taking these cards as my business spends are not that much.

But if any of you guys wanted to get these business cards, you can check HDFC Xpressway portal and get these cards without much hassle, if you are eligible.

https://applyonline.hdfcbank.com/xpressway.html

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yeah it's nothing new, i hope most of us know plus Bizblack needs ITR or current hdfc limit above 5L + self-employed/business, otherwise it won't be approved. hdfc must have changed something cause last time i checked only bizpower which is starter card for business was shown to me + if you get this cc , spend 1.5L within 90 days and fees won't be charged, my friend have completed 45 odd days so n have spend over 2L in 30 days or so. so first bill is generated and fees isn't charged + 5K MakeMyTrip GV he took it, sure on TDS and other tax payments over 1% was charged but he managed to get 16K RP in single month.

 

[Dexter_011]

Any relationship with HDFC and how much?

Added in the post.

 

[Dexter_011]

so CIBIL hit?

Most likely no.

 

[m4b]

most of us know plus Bizblack needs ITR or current hdfc limit above 5L + self-employed/business, otherwise it won't be approved

and current account with HDFC?

 

[Dexter_011]

and current account with HDFC?

Not a necessity.

 

[Dexter_011]

managed to get 16K RP in single month.

Does this card give 3.3% return on offline spends?

 

[vikramsrit]

I hold an Infinia and HDFC denied this card to me saying that they cannot offer this to cardholders already holding Infinia. This is stupid 🙂

 

[m4b]

Not a necessity.

mkc my RM

 

[vaibhav111vaibhav111 is verified member.]

Does this card give 3.3% return on offline spends?

not sure i didn't ask him.

 

[vaibhav111vaibhav111 is verified member.]

I hold an Infinia and HDFC denied this card to me saying that they cannot offer this to cardholders already holding Infinia. This is stupid 🙂

nah you get get this cc, if self employed but it will paid though and will be floater with existing hdfc cc.

 

[VasukiVasuki is verified member.]

Any relationship with HDFC and how much?

Flotter card aya h

5 lakh ki cc pehle he hai

 

[image]

I have this offer to upgrade one of my business regalia LTF to Biz Black Diners with 10k annual fee (No fee for 1st 12 months).

 

[m4b]

Flotter card aya h

5 lakh ki cc pehle he hai

Now I understood. Thenks

 

[vaibhav111vaibhav111 is verified member.]

and current account with HDFC?

yes, current account is needed cause my friend had saving + current like it 1 decade old, i too hold saving will be turning into 1 decade old this year and current account 3+ yr old. so yeah current account is kind of needed but it just a internal criteria though but it can ignored if you get this cc via investment though RM cause he can make some adjustment.

 

[VasukiVasuki is verified member.]

Hi guys. I was checking HDFC Xpressway portal today and saw BizBlack and BizPower credit cards being offered as pre-approved. I was skeptical at first but it was indeed pre-approved because the application process asked me to choose card first and then confirm details. These cards are chargeable cards, both joining and renewal fees have to be paid. Although I will not be taking these cards as my business spends are not that much.
I currently have Classic Savings account and Millennia CC (cl above 5l), no other relationship with HDFC bank and I am self-employed.

But if any of you guys wanted to get these business cards, you can check HDFC Xpressway portal and get these cards without much hassle, if you are eligible.

https://applyonline.hdfcbank.com/xpressway.html

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Misleading Title

Change your title to flotter card biz black and power pre approved

 

[m4b]

I wish to unwatch this thread till I get Infinia/BizBlack. Tired of feeling jealous.