Yesterday, someone from ICICI Sales team called me (+912269785678) and offered preapproved Sapphiro LTF dual variants based on existing Rubyx LTF . I asked for Visa, she denied. I asked for LTF confirmation as imobile is showing me paid Sapphiro. She said, I will get confirmation over email and proceeded my application. No email, no sms, no call after that. I think I have been pranked.