Only Premium & Super Premium Cards Discussion

[shubhamosy]

No, year 1 formation is correct.

For year 2: Convert Elite to Simplyclick and Prime to Elite.
Now if you want prime, then convert simplyclick to prime.
You just have to be smart and juggle the cards, that's all, no planning required.

Pata nahi yaar, itna dimag kaise laga le rahe aap. Appreciated.

If SBI starts giving renewal benefit same as welcome, then no need to do these right ?

 

[RewardsAlert]

Pata nahi yaar, itna dimag kaise laga le rahe aap. Appreciated.

If SBI starts giving renewal benefit same as welcome, then no need to do these right ?

Yes, if SBI starts renewal benefits, then nothing like it.
Tab toh logo ki bheed lag jayegi Elite lene ke liye Lol.
But it'll never happen, Why? Recent example: SBI CB Devaluation!

 

[shubhamosy]

Yes, if SBI starts renewal benefits, then nothing like it.
Tab toh logo ki bheed lag jayegi Elite lene ke liye Lol.
But it'll never happen, Why? Recent example: SBI CB Devaluation!

thanks man, sochta hu kya krna hai eska

as ek aur card apply krna hoga

 

[shubhamosy]

@RewardsAlert what's the cost of applying addon on sbi elite & how many add on card we can apply.

 

[RewardsAlert]

@RewardsAlert what's the cost of applying addon on sbi elite & how many add on card we can apply.

Cost - Zero Rs. (0), How many - Don't know but thoda toh research (google) karlo yaar 😅

 

[shubhamosy]

Cost - Zero Rs. (0), How many - Don't know but thoda toh research (google) karlo yaar 😅

aare sir, CC ka chat GPT jb saamne ho to google ko q hi pareshan krna. 🤣 🤣 🤣 🤣

 

[Wealth is my birth right!]

@RewardsAlert what's the cost of applying addon on sbi elite & how many add on card we can apply.

Add on free
Min 1 for spouse it will be free

 

[D₹V]

aare sir, CC ka chat GPT jb saamne ho to google ko q hi pareshan krna. 🤣 🤣 🤣 🤣

Yes but he has also limited time na.

 

[basant]

Yor are PHD scholar in reaping credit card benefits. Hats off to you. 🙏🙏🙏

 

[D7162]

If I can spend 10 Lakh in ELite, then I dont need to do this juggling right ? Basically trick is to get this card fees waiver by voucher? I didnt knew that we can use BMS on add on as separate, using elite since 2-3 years but idea never kame. Kudos to you. Will Apply add on now

 

[shubhamosy]

If I can spend 10 Lakh in ELite, then I dont need to do this juggling right ? Basically trick is to get this card fees waiver by voucher? I didnt knew that we can use BMS on add on as separate, using elite since 2-3 years but idea never kame. Kudos to you. Will Apply add on now

yes, no need
BTW @Wealth is my birth right! said only 1 addOn possible

 

[RewardsAlert]

If I can spend 10 Lakh in ELite, then I dont need to do this juggling right ? Basically trick is to get this card fees waiver by voucher? I didnt knew that we can use BMS on add on as separate, using elite since 2-3 years but idea never kame. Kudos to you. Will Apply add on now

Yes, the thing we are doing is only for fee compensation, if you can directly spend 10L. It's even better, no headache for next year.

Add-on is must with Elite card, you've missed some benefits 😛

 

[Ravi007]

I have sbi gold card ( LTF) and upgradation to elite card showing in my mobile app since long time

1. Is this upgradation to Elite closed my sbi gold card or they issue elite as new card.

2. If I don’t want movie offer then which one will be best sbi card to avail.

 

[4uziaul]

1. Yes after upgrade to Elite your Gold will be closed.

2. Sbi CB for obvious reasons or BPCL Octane for fuel (My opinion)

 

[Wealth is my birth right!]

If I can spend 10 Lakh in ELite, then I dont need to do this juggling right ? Basically trick is to get this card fees waiver by voucher? I didnt knew that we can use BMS on add on as separate, using elite since 2-3 years but idea never kame. Kudos to you. Will Apply add on now

Juggling is preferable since sbi won’t give 5k vouchers for renewal fee
Add on suggested for 1k free movie pm
Also the Club Vistara silver tier by elite card is for 1 year and pp for 2 yr only
So keep card issued fresh by juggling to get these facilities extended

 

[D7162]

I have sbi gold card ( LTF) and upgradation to elite card showing in my mobile app since long time

1. Is this upgradation to Elite closed my sbi gold card or they issue elite as new card.

2. If I don’t want movie offer then which one will be best sbi card to avail.

1) Yes it will close
2) None 😛

 

[shubhamosy]

Juggling is preferable since sbi won’t give 5k vouchers for renewal fee
Add on suggested for 1k free movie pm
Also the Club Vistara silver tier by elite card is for 1 year and pp for 2 yr only
So keep card issued fresh by juggling to get these facilities extended

Like, if we issue an add-on on an elite card, after a year, when we downgrade that card, what will happen to the add-on card?

 

[4uziaul]

Like, if we issue an add-on on an elite card, after a year, when we downgrade that card, what will happen to the add-on card?

If primary has been downgraded then it's quite obvious your add-ons will be too.

 

[shubhamosy]

If primary has been downgraded then it's quite obvious your add-ons will be too.

aaesa na ho addon card disable kr de 🤣 🤣
& bole bs ho gaya bete ab nahi.

 

[NikTravelEnthusiast]

Dear members,
As requested by some like @shubhamosy and others
Here is a trick to get movie tickets each month without spending a ruppee.

There is a requirement to have at least two SBI Cards before proceeding with this process.

As you might be aware, that SBI Elite card gives non bogo movie tickets each month upto Rs. 250 x2
So, we'll be using this card and ultimately making tickets free.

This card has a welcome benefit of Rs. 5k vouchers of Yatra, Pantaloons, or shoppers stop, which anyone can use easily in one year.
So joining fee of 5k is compensated here. Only 900 Rs of GST needs to be paid.

How to avail this as a regular benefit.

As you know, in SBI we can upgrade our cards to any core card we want, there is only a base limit requirement, I guess.
So, if a person has SBI Simplyclick and SBI Prime.

The ideal process is to upgrade SBI Prime to Elite.
Utilise 5k voucher and now this card is almost free.

Now next year, downgrade this card to SBI Prime, which again has 3k joining benefit.
Upgrade Simplyclick to SBI Elite. So again you are getting 5k voucher.
Repeat this process every year, hardly takes 10-15 mins and you get to enjoy 2 movies every month free.

In short, we are just juggling between two cards, Simplyclick and SBI Elite.
Which removes the hassle of closing and re applying and going through long process

Bonus Hack: The SBI Elite card has this feature where you get free movie in addon card also, so you get 4 movies per month of 250 each.

Which is 1000 per month and 12k per year benefit, What else do you need more? by paying only Rs.900
I don't know about max no of addon cards in SBI, if someone knows please comment.


Those who don't have SBI Cards, can use the Indusind eazydiner card, which is issued as LTF basis your good luck and if you are holding legend card already. ED indusind card also gives free tickets to addon cards
Indusind allows max 5 addons.

Check this post: https://www.technofino.in/community...e-only-for-legend-and-pinnacle-holders.12937/

Absolutely commendable post. Your thinking is at a different level.

One question though. Doesn't it get refected in cibil report? Any impact?