Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[RupayMan]

I am asked for reason via email. But they not gave exact reason rejection. And This process C2C. So no reason for rejection.

That's why i file complaint in RBI.

No use of complaints in RBI, they don't take action on this type.. i already raised till now no use. Meanwhile AU rejection reason is, they are not properly supported even though the area is under serviceble zone.. my card is rejected too, after 45 days local agent called me to apply in offline mode.

 

[skap9731]

it showed me LIT when i entered my Legend CC bin ,
as if it wasn't bad enough already
it is stuck like this, not moving further at all
no details being showed on comparison page.
tried 3 times to close and reopen.

if i try tomorrow, the case id will remain the same right? and no addition cibil hit right
@krishc

 

[krishc]

it showed me LIT when i entered my Legend CC bin ,
as if it wasn't bad enough already
it is stuck like this, not moving further at all
no details being showed on comparison page.
tried 3 times to close and reopen.

if i try tomorrow, the case id will remain the same right? and no addition cibil hit right
@krishc

ideally it should not change the case id

my case id changed after more than 50 days

also, surprised to see LIT offered against Legend, as in my first experiment, I was getting Zenith against Legend

 

[RupayMan]

ideally it should not change the case id

my case id changed after more than 50 days

also, surprised to see LIT offered against Legend, as in my first experiment, I was getting Zenith against Legend

Which legend?

 

[skap9731]

ideally it should not change the case id

my case id changed after more than 50 days

also, surprised to see LIT offered against Legend, as in my first experiment, I was getting Zenith against Legend

yeah, thats what i thought too, hence used legend. mood kharab ho gya LIT dekh ke
sad part, didn't even got to know the limit.

 

[skap9731]

Which legend?

indusind legend cc

 

[RupayMan]

indusind legend cc

For this card Zenith is offered from AU? Crazy comparison..

 

[skap9731]

For this card Zenith is offered from AU? Crazy comparison..

now they offered LIT for the same card

 

[RupayMan]

now they offered LIT for the same card

LIT is fine, but previously they offered Zenith right, how come that.. AU is not consistent

 

[Anil_Singh]

File complaint in RBI Ombudsman. Yesterday i also file complaint.

We can file complaint for these issues too?

 

[Anil_Singh]

it showed me LIT when i entered my Legend CC bin ,
as if it wasn't bad enough already
it is stuck like this, not moving further at all
no details being showed on comparison page.
tried 3 times to close and reopen.

if i try tomorrow, the case id will remain the same right? and no addition cibil hit right
@krishc

Case ID will be same but you won't be able to change source card's first 6 digits. They are now locked once you enter and proceed to next step.

 

[RupayMan]

We can file complaint for these issues too?

Don't waste time, RBI not focusing on credit card rejected issues, that is within banks rule to approve or reject the application, also they can quote as interal policy. I wasted my time to RBI and no action taken so far. Instead I applied again after 45 days in offline mode.

 

[Anil_Singh]

got approved today itself, that too on a sunday

You got Xcite? You were hell bent on getting that variant.

 

[Anil_Singh]

Don't waste time, RBI not focusing on credit card rejected issues, that is within banks rule to approve or reject the application, also they can quote as interal policy. I wasted my time to RBI and no action taken so far. Instead I applied again after 45 days in offline mode.

Was thinking the same.

 

[skap9731]

Case ID will be same but you won't be able to change source card's first 6 digits. They are now locked once you enter and proceed to next step.

yes i noticed, i tried many times , to go forward to see the limit being offered ,and even tried to go back to the BIN page, it remains the same. i wanted to make decision based on the limit being offered .

 

[krishc]

You got Xcite? You were hell bent on getting that variant.

no, unfortunately
had to settle for Xcite Ultra
plan is to call them after couple of months and ask for change of variant
some banks do it very easily for cards of similiar level
let's see how AU does

 

[skap9731]

@krishc , i got this for a family member , how is this better than ultra? this is visa platinum isn't it?

 

[Mysterio_6174]

which card i will get if i applied using hdfc mellinia card with limit 7.6 lakh?

 

[pprakash11]

which card i will get if i applied using hdfc mellinia card with limit 7.6 lakh?

Millenia on Diners network was not recognised by AU, and then they offered Vetta LTF.

 

[krishc]

@krishc , i got this for a family member , how is this better than ultra? this is visa platinum isn't it?

see depends on your usage
for flat reward ultra is better
but for grocery & departmental stores specifically xcite is better
that's the category I want to maximize my returns hence better for me