Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Anil_Singh]

Probably it may rejected if it's still showing 3 days, call 180012001500 and press option 2 to receive your status via sms, that will tell the exact status.

My mobile is in porting stage.. will be completed by tomorrow.. don't have enough balance right now.. can I call through my alternate number?

 

[RupayMan]

My mobile is in porting stage.. will be completed by tomorrow.. don't have enough balance right now.. can I call through my alternate number?

Nope, it won't work like that, should be call from registered mobile number

 

[Anil_Singh]

Nope, it won't work like that, should be call from registered mobile number

Will wait. Lets see. Can't do much about it.

 

[Anil_Singh]

Probably it may rejected if it's still showing 3 days, call 180012001500 and press option 2 to receive your status via sms, that will tell the exact status.

Did you get a call from AU Bank asking for agent behaviour, uniform, money demanded etc etc?

 

[RupayMan]

Did you get a call from AU Bank asking for agent behaviour, uniform, money demanded etc etc?

No Brother, my card also rejected

 

[vaibhav111vaibhav111 is verified member.]

I applied on Thu 2nd March, VKYC done immediately. Address verification done on Fri 3rd March. Just checked application status on swipe up portal and it’s still showing 'status will be updated in 3 working days'. What should I do?

through twitter you can share your application number and find out if In hurry you can dm au bank

 

[Anil_Singh]

No Brother, my card also rejected

I got it. So, I have 1% hope.

 

[Anil_Singh]

through twitter you can share your application number and find out if In hurry you can dm au bank

Not in a hurry. If rejected, I have to wait for 6 months anyways.

 

[RupayMan]

Not in a hurry. If rejected, I have to wait for 6 months anyways.

6 months in their records for online, but actual cooling period is 45 days only. Apply in offline via an agent after 45 days if rejected by online.

 

[Anil_Singh]

6 months in their records for online, but actual cooling period is 45 days only. Apply in offline via an agent after 45 days if rejected by online.

AU Twitter account replied that my swipe-up application is rejected. My 1st rejection in 3 years. Streak broken. Previously I thought HDFC rejected, but they approved after a month.

Its good that they rejected. I wanted only Xcite, not Xcite Ace. Will try offline after 2 months.

 

[RupayMan]

AU Twitter account replied that my swipe-up application is rejected. My 1st rejection in 3 years. Streak broken. Previously I thought HDFC rejected, but they approved after a month.

Its good that they rejected. I wanted only Xcite, not Xcite Ace. Will try offline after 2 months.

Xcite is better than Xcite ace?

 

[Anil_Singh]

Xcite is better than Xcite ace?

For departmental stores, it gives more than 3%. When you spend between 1st to 5th, additional 4% I think.

 

[Nilanchal]

I tried the swipeUp program today
first after giving mobile no and PAN they verified by OTP
then in next stage Aadhaar verification happened via OTP
after that there is option to give first 6 digits of your existing card and then they're showing the xcite card options in a comparative view with current card and to proceed then along with a back option if you want to change
I didn't proceed and always used back because they never showed me the Xcite only card itself
out of my 9 cards, for 4 I got Ultra option, for 3 got Ace option, and the other 2 wasn't recognized as not present in their current database

got choice of Ultra for Regalia, IDFC Select, Citi Rewards and MRCC
Ace was given choice for Axis Flipkart, ICICI Amazon, RBL Zomato
HSBC Platinum & SBI Tata Titanium wasn't recognized

Hello, I have currently Amazon pay CC so will I be offered ace variant via swipe up program? Or I can request for Xcite only variant? And reward rate for Xcite is 3.75% but what's the reward rate if purchases done between 1-5th of the month ?
And does transactions get updates instantly or takes time?

 

[Avip]

And i got confirmation abt my LTF Zenith status through this swipe up

How you confirmed the LTF status? is there any email or just application time 1st banner only?

Jatin1987​

 

[Jatin1987]

How you confirmed the LTF status? is there any email or just application time 1st banner only?

Jatin1987​

Same is mentioned in my welcome letter that
Zero Joining Fees
Zero Annual Fees

 

[skap9731]

Absolutely. I was expecting the Swipe up card series, but they ended up offering Zenith. But better to check the criteria as, at the end of the day it is on C2C basis and depends on the existing card you have.
Was happy to get it LTF. One less card to worry about.

Do they ask for income docs if one gets option to enter 6 digits of existing card?

 

[vaibhav111vaibhav111 is verified member.]

Do they ask for income docs if one gets option to enter 6 digits of existing card?

They might ask

 

[seekndestroy99]

Getting Xcite Ultra on HDFC Diners Club Black :/
Disappointed, wanted Zenith. No option to change the first 6 digits as well.

 

[RupayMan]

Getting Xcite Ultra on HDFC Diners Club Black :/
Disappointed, wanted Zenith. No option to change the first 6 digits as well.

I got Xcite Ultra for HDFC Intermiles too, but after VKYC it's rejected, In my location AU rejected everyone who applied online and put on hold. After 45 days local agent called me to reapply via offline mode, in that i got Vetta, still process going on, but this time he made sure it's approved. Even i insisted zenith, but not sure what calculation AU doing..

 

[seekndestroy99]

I got Xcite Ultra for HDFC Intermiles too, but after VKYC it's rejected, In my location AU rejected everyone who applied online and put on hold. After 45 days local agent called me to reapply via offline mode, in that i got Vetta, still process going on, but this time he made sure it's approved. Even i insisted zenith, but not sure what calculation AU doing..

When you applied locally, was it the same Swipe Up Portal, as in system generated card upgrade offer?