Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Chaitanya-a]

Bro chill ...you can ask questions anytime and numerous question ... would recommend you to wait and let any of your card limit cross 5L and then apply via legend for zenith... because LE in AU bank is much rigid

However the chance of getting Zenith on Swipe up is very less in recent times. Only surity is when you're holding Infinia card. So if you want to apply for LTF Vetta, you may go ahead with this application.
@Random123

 

[Random123]

Thanks @Chaitanya-a @vaibhav111 @0xfallup for your helpful suggestions. Have a good night!

 

[Random123]

However the chance of getting Zenith on Swipe up is very less in recent times. Only surity is when you're holding Infinia card. So if you want to apply for LTF Vetta, you may go ahead with this application.
@Random123

Thanks , yes got same idea from this thread. Is it the same situation for direct application ? Also since getting primarily for bank offers, any specific reason to try zenith other than it is their best card

 

[Chaitanya-a]

Thanks , yes got same idea from this thread. Is it the same situation for direct application ? Also since getting primarily for bank offers, any specific reason to try zenith other than it is their best card

Yeah. Direct application also requires significantly higher limit in your CIBIL to offer Zenith. Nothing extraordinary as such. Just gives a premium feel. You can get Vetta for bank specific offers.

 

[Random123]

Yeah. Direct application also requires significantly higher limit in your CIBIL to offer Zenith. Nothing extraordinary as such. Just gives a premium feel. You can get Vetta for bank specific offers.

Thank you! Now that I think about it seems LIT card is also decent option since it is also applicable for bank specific offers. Any suggestions?

 

[Chaitanya-a]

Thank you! Now that I think about it seems LIT card is also decent option since it is also applicable for bank specific offers. Any suggestions?

LIT is indeed a good card. It serves its purpose successfully. Vetta I told just because you'll get complimentary lounges as well. For practical use, LIT is a good card no doubt.

 

[mkool187]

Is there option to get Zenith LTF with regalia over 5 lac limit via swipe up?

 

[deep@vie]

Is there option to get Zenith LTF with regalia over 5 lac limit via swipe up?

Yes,you might get Zenith but no guarantee with regalia

 

[gamersgzb]

Is there option to get Zenith LTF with regalia over 5 lac limit via swipe up?

I have heard that with regalia you will get Zenith.. paid or LTF it depends..

 

[kunal89]

I've just used swipe up. I've provided citi reward since I had highest limit of 7.2L there. To my surprise they offered only xcite ultra with max applicable limit of 8L. Since it is LTF I decided to keep it and later opt for upgrade.
AU wants to push xcite range of cards since it is newly introduced.

 

[deep@vie]

I have heard that with regalia you will get Zenith.. paid or LTF it depends..

This is misinformation

 

[mkool187]

I have regalia and tata neu infinity.. looking to get zenith. Not sure which should I try for better chances.. Also if i don't get zenith and do not complete the application will that hit Cibil?

 

[bossman]

I have regalia and tata neu infinity.. looking to get zenith. Not sure which should I try for better chances.. Also if i don't get zenith and do not complete the application will that hit Cibil?

Read here that someone used it and it couldn't recognise that card (RuPay variant). Any which ways, Regalia would have higher chances imo.
Yes, CIBIL hit would be there.

 

[deep@vie]

I have regalia and tata neu infinity.. looking to get zenith. Not sure which should I try for better chances.. Also if i don't get zenith and do not complete the application will that hit Cibil?

Yes

 

[garg.harsh.14]

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

 

[pprakash11]

True

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

 

[vaibhav111vaibhav111 is verified member.]

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

Yes it true cause card applied via au swipe up is LTF

 

[Mpautobe]

True

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

TRUE

 

[kunal89]

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

Which card did you select and what was the limit while applying?

 

[deep@vie]

I applied via the Swipe Up program and was offered Zenith with charges. So i left the video KYC.
I got a call from AU customer care, that even though charges are shown, the card will be LTF, is this true or is he bluffing me?

@Chaitanya-a​

Go ahead